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Productivity in banking and effects from deregulation

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  • David B. Humphrey

Abstract

Over the last decade, banking productivity growth has been quite low, between 0.60 to 0.07 percent a year. Deregulation has served to raise banking costs but not measured output. Consumers may have benefited, but banks have not.

Suggested Citation

  • David B. Humphrey, 1991. "Productivity in banking and effects from deregulation," Economic Review, Federal Reserve Bank of Richmond, vol. 77(Mar), pages 16-28.
    • Handle: RePEc:fip:fedrer:y:1991:i:mar:p:16-28:n:v.77no.2
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    References listed on IDEAS

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    Cited by:

    1. Diego Restrepo-Tobón & Subal Kumbhakar & Kai Sun, 2015. "Obelix vs. Asterix: Size of US commercial banks and its regulatory challenge," Journal of Regulatory Economics, Springer, vol. 48(2), pages 125-168, October.
    2. Athanasoglou, Panayiotis P. & Georgiou, Evangelia A. & Staikouras, Christos C., 2009. "Assessing output and productivity growth in the banking industry," The Quarterly Review of Economics and Finance, Elsevier, vol. 49(4), pages 1317-1340, November.
    3. Saha, Asish & Ravisankar, T. S., 2000. "Rating of Indian commercial banks: A DEA approach," European Journal of Operational Research, Elsevier, vol. 124(1), pages 187-203, July.
    4. Jimborean, Ramona & Brack, Estelle, 2010. "The cost-efficiency of French banks," MPRA Paper 23471, University Library of Munich, Germany.
    5. Andr√©s Arias, 2003. "U.S. Business Cycle Volatility And Banking Productivity," Documentos CEDE 3668, Universidad de los Andes, Facultad de Economía, CEDE.
    6. Zhao, Bingquan & Tian, Yuan & Kenjegalieva, Karligash & Wood, Justine, 2024. "Measuring the productivity of urban commercial banks in China," International Review of Economics & Finance, Elsevier, vol. 93(PB), pages 477-489.
    7. Mongi Gharsellaoui, 2015. "The Extent of Competition and Its Impact on Bank Efficiency: Case of the Tunisian Commercial Banks," International Journal of Empirical Finance, Research Academy of Social Sciences, vol. 4(5), pages 278-290.
    8. Mukherjee, Kankana & Ray, Subhash C. & Miller, Stephen M., 2001. "Productivity growth in large US commercial banks: The initial post-deregulation experience," Journal of Banking & Finance, Elsevier, vol. 25(5), pages 913-939, May.
    9. Luintel, Kul B. & Selim, Sheikh & Bajracharya, Pushkar, 2017. "Liberalization, bankers’ motivation and productivity: A simple model with an application," Economic Modelling, Elsevier, vol. 61(C), pages 102-112.
    10. Diego A. Restrepo-Tobón & Subal C. Kumbhakar & Kai Sun, 2013. "Are U.S. Commercial Banks Too Big?," Documentos de Trabajo de Valor Público 10943, Universidad EAFIT.
    11. Andrés F. Arias, 2001. "Banking Productivity and Economic Fluctuations: Colombia 1998-2000," Borradores de Economia 192, Banco de la Republica de Colombia.
    12. Mohamed Sassenou, 1994. "La productivité dans la banque française : un essai de modélisation," Revue Économique, Programme National Persée, vol. 45(3), pages 727-736.
    13. Jeffrey I. Bernstein, 1999. "Total factor productivity growth in the Canadian life insurance industry: 1979-1989," Canadian Journal of Economics, Canadian Economics Association, vol. 32(2), pages 500-517, April.
    14. Awdeh, Ali, 2013. "Impact of financial deregulation on bank productivity: Evidence from a panel of Arab banks," MPRA Paper 119124, University Library of Munich, Germany.
    15. Andr�s Felipe Arias, 2001. "Banking Productivity And Economic Fluctuations: Colombia 1998-2000," Borradores de Economia 2050, Banco de la Republica.
    16. Fung, Michael K. & Cheng, Arnold C.S., 2010. "Convergence of total factor productivity among banks: Hong Kong's experience," Global Finance Journal, Elsevier, vol. 21(2), pages 201-210.
    17. Chiu, Yung-ho & Luo, Zhengying & Chen, Yu-Chuan & Wang, Zebin & Tsai, Min-Pei, 2013. "A comparison of operating performance management between Taiwan banks and foreign banks based on the Meta-Hybrid DEA model," Economic Modelling, Elsevier, vol. 33(C), pages 433-439.

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    Keywords

    Productivity; Banks and banking;

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