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Crisis y reforma de las cajas de ahorros en España

  • José Francisco Bellod Redondo

en este artículo revisamos la reforma financiera llevada a cabo en España en el periodo 2009 – 2011, especialmente en lo concerniente a las Cajas de Ahorro. Dicha reforma, impulsada por el Gobierno y por el propio Banco de España tiene, en principio, el objetivo de reforzar el sistema financiero español, mediante un proceso de concentración, bancarización y recapitalización de las entidades. Consideramos que la reforma pone en riesgo la continuidad del modelo de Cajas de Ahorros, basado en el equilibrio entre rentabilidad y orientación social de la actividad, convirtiéndolos en bancos tradicionales y reforzando el carácter oligopolístico del sistema financiero español.

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Article provided by Grupo (Universidad de Málaga) in its journal Contribuciones a la Economía.

Volume (Year): (2011)
Issue (Month): 2011-05 (May)
Pages: -

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Handle: RePEc:erv:contri:y:2011:i:2011-05:14
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  1. Paul Mizen, 2008. "The credit crunch of 2007-2008: a discussion of the background, market reactions, and policy responses," Review, Federal Reserve Bank of St. Louis, issue Sep, pages 531-568.
  2. José Francisco Bellod Redondo, 2010. "La Crisis Imposible: Tragedia En Tres Actos," Contribuciones a la Economía, Grupo (Universidad de Málaga), issue 2010-03, pages -, March.
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  1. Fondo de Reestructuración Ordenada Bancaria in Wikipedia Spanish ne '')
  2. Fons de Reestructuració Ordenada Bancària in Wikipedia Catalan ne '')

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