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El impacto del crédito bancario sobre el desarrollo humano en México: un análisis de datos panel a nivel estatal, 2004-2016

Author

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  • Lizethe Berenice Méndez-Heras
  • Francisco Venegas-Martínez
  • Diego Emilio Linthon-Delgado

Abstract

Objetivo: Esta investigación examina la relación entre el crédito de la banca comercial y el desarrollo humano en México por Estado. Metodología:La metodología consiste en: 1) la construcción del Índice de Desarrollo Humano (IDH) en el nivel estatal de 2004 a 2016 (cada dos años); 2) la estimación de un modelo de variables instrumentales, utilizando MCO en dos etapas de datos panel; y 3) la estimación de un modelo dinámico de datos panel. Resultados: Ambos modelos sugieren que existe una relación estadísticamente significativa y positiva entre el crédito de la banca comercial y el IDH estatal en México.The Impact of Bank Credit on Human Development in Mexico: A Data Analysis Panel at State Level, 2004-2016 Objective: This research examines the relationship between commercial bank credit and human development in Mexico at the State level. Methodology: The methodology consists of 1) the construction of the Human Development Index (HDI) at the State level from 2004 to 2016 (every two years); 2) the estimation of a model of instrumental variables using OLS in two stages of panel data, and 3) the estimation of a dynamic panel data model. Results: Both models suggest a statistically significant and positive relationship between the credit of commercial banks and the States’ HDI in Mexico.

Suggested Citation

  • Lizethe Berenice Méndez-Heras & Francisco Venegas-Martínez & Diego Emilio Linthon-Delgado, 2021. "El impacto del crédito bancario sobre el desarrollo humano en México: un análisis de datos panel a nivel estatal, 2004-2016," Ensayos Revista de Economía, Universidad Autónoma de Nuevo León, vol. 40(1), pages 1-28, May.
    • Handle: RePEc:ere:journl:v:40:y:2021:i:1:id:170
    DOI: 10.29105/ensayos40.1-1
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    References listed on IDEAS

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