IDEAS home Printed from https://ideas.repec.org/a/eee/wdevel/v42y2013icp199-208.html
   My bibliography  Save this article

Adverse Incorporation and Microfinance among Cross-Border Traders in Senegal

Author

Listed:
  • Howson, Cynthia

Abstract

This paper highlights the relevance of adverse incorporation as a neglected theoretical approach to debates on microfinance through a case study of cross-border traders in Senegal. Although women’s organizations do not exclude even the poorest women, traders in remote areas were unable to access credit due to particularly harsh standards of joint liability and adverse relations with donors, lenders, and elite women. Meanwhile, the peer monitoring function of group microcredit schemes is challenged by the fact that traders are strikingly uncritical of defaulting borrowers. Findings highlight the detrimental consequences of donors’ misconceptions regarding women’s organizations and economic activities.

Suggested Citation

  • Howson, Cynthia, 2013. "Adverse Incorporation and Microfinance among Cross-Border Traders in Senegal," World Development, Elsevier, vol. 42(C), pages 199-208.
    • Handle: RePEc:eee:wdevel:v:42:y:2013:i:c:p:199-208
    DOI: 10.1016/j.worlddev.2012.06.002
    as

    Download full text from publisher

    File URL: http://www.sciencedirect.com/science/article/pii/S0305750X12001611
    Download Restriction: Full text for ScienceDirect subscribers only
    File URL: https://libkey.io/10.1016/j.worlddev.2012.06.002?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    as
    1. Titeca, Kristof & Vervisch, Thomas, 2008. "The Dynamics of Social Capital and Community Associations in Uganda: Linking Capital and its Consequences," World Development, Elsevier, vol. 36(11), pages 2205-2222, November.
    2. Porter, Gina, 2002. "Living in a Walking World: Rural Mobility and Social Equity Issues in Sub-Saharan Africa," World Development, Elsevier, vol. 30(2), pages 285-300, February.
    3. Golub, Stephen S. & Mbaye, Ahmadou Aly, 2009. "National Trade Policies and Smuggling in Africa: The Case of The Gambia and Senegal," World Development, Elsevier, vol. 37(3), pages 595-606, March.
    4. Mr. Rodolphe Blavy & Mr. Anupam Basu & Mr. Murat  Yulek, 2004. "Microfinance in Africa: Experience and Lessons From Selected African Countries," IMF Working Papers 2004/174, International Monetary Fund.
    5. Bastiaensen, Johan & Herdt, Tom De & D'Exelle, Ben, 2005. "Poverty reduction as a local institutional process," World Development, Elsevier, vol. 33(6), pages 979-993, June.
    6. Green, Maia & Hulme, David, 2005. "From correlates and characteristics to causes: thinking about poverty from a chronic poverty perspective," World Development, Elsevier, vol. 33(6), pages 867-879, June.
    7. Bernard, Tanguy & Collion, Marie-Hélène & de Janvry, Alain & Rondot, Pierre & Sadoulet, Elisabeth, 2008. "Do Village Organizations Make a Difference in African Rural Development? A Study for Senegal and Burkina Faso," World Development, Elsevier, vol. 36(11), pages 2188-2204, November.
    8. Linda Mayoux, 2001. "Tackling the Down Side: Social Capital, Women’s Empowerment and Micro‐Finance in Cameroon," Development and Change, International Institute of Social Studies, vol. 32(3), pages 435-464, June.
    9. Paul Starkey & Simon Ellis & John Hine & Anna Ternell, 2002. "Improving Rural Mobility : Options for Developing Motorized and Nonmotorized Transport in Rural Areas," World Bank Publications - Books, The World Bank Group, number 15230.
    10. Bird, Kate & Shepherd, Andrew, 2003. "Livelihoods and Chronic Poverty in Semi-Arid Zimbabwe," World Development, Elsevier, vol. 31(3), pages 591-610, March.
    11. Kabeer, Naila, 2001. "Conflicts Over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh," World Development, Elsevier, vol. 29(1), pages 63-84, January.
    12. Nadine Sieveking, 2007. "'We don't want equality; we want to be given our rights': Muslim women negotiating global development concepts in Senegal," Africa Spectrum, Institute of African Affairs, GIGA German Institute of Global and Area Studies, Hamburg, vol. 42(1), pages 29-48.
    13. Sam Hickey, 2010. "The Government of Chronic Poverty: From Exclusion to Citizenship?," Journal of Development Studies, Taylor & Francis Journals, vol. 46(7), pages 1139-1155.
    14. Andries du Toit, 2008. "Living on the margins: the social dynamics of economic marginalisation," Development Southern Africa, Taylor & Francis Journals, vol. 25(2), pages 135-150.
    15. David Mosse, 2010. "A Relational Approach to Durable Poverty, Inequality and Power," Journal of Development Studies, Taylor & Francis Journals, vol. 46(7), pages 1156-1178.
    16. Hickey, Sam & Bracking, Sarah, 2005. "Exploring the Politics of Chronic Poverty: From Representation to a Politics of Justice?," World Development, Elsevier, vol. 33(6), pages 851-865, June.
    17. Kate Meagher, 2003. "A Back Door to Globalisation? Structural Adjustment, Globalisation & Transborder Trade in West Africa," Review of African Political Economy, Taylor & Francis Journals, vol. 30(95), pages 57-75, March.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Périlleux, Anaïs & Szafarz, Ariane, 2015. "Women Leaders and Social Performance: Evidence from Financial Cooperatives in Senegal," World Development, Elsevier, vol. 74(C), pages 437-452.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Scarlato, Margherita, 2012. "Social Enterprise, Capabilities and Development: Lessons from Ecuador," MPRA Paper 37618, University Library of Munich, Germany.
    2. Oyvind Eggen, 2013. "Making and Shaping Poor Malawians: Citizenship Below the Poverty Line," Development Policy Review, Overseas Development Institute, vol. 31(6), pages 697-716, November.
    3. Supriya Garikipati & Susan Johnson & Isabelle Guérin & Ariane Szafarz, 2017. "Microfinance and Gender: Issues, Challenges and The Road Ahead," Journal of Development Studies, Taylor & Francis Journals, vol. 53(5), pages 641-648, May.
    4. Sophie King, 2014. "Cultivating political capabilities among Ugandan smallholders: good governance or popular organisation building?," Global Development Institute Working Paper Series 19314, GDI, The University of Manchester.
    5. Yuting Sun & Shu-Nung Yao, 2022. "Sustainability Trade-Offs in Media Coverage of Poverty Alleviation: A Content-Based Spatiotemporal Analysis in China’s Provinces," Sustainability, MDPI, vol. 14(16), pages 1-26, August.
    6. Hackl, Andreas, 2018. "Mobility equity in a globalized world: Reducing inequalities in the sustainable development agenda," World Development, Elsevier, vol. 112(C), pages 150-162.
    7. Gutiérrez-Nieto, Begoña & Serrano-Cinca, Carlos, 2019. "20 years of research in microfinance: An information management approach," International Journal of Information Management, Elsevier, vol. 47(C), pages 183-197.
    8. Schicks, Jessica, 2014. "Over-Indebtedness in Microfinance – An Empirical Analysis of Related Factors on the Borrower Level," World Development, Elsevier, vol. 54(C), pages 301-324.
    9. Simon O'Meally, 2014. "The Contradictions of Pro-poor Participation and Empowerment: The World Bank in East Africa," Development and Change, International Institute of Social Studies, vol. 45(6), pages 1248-1283, November.
    10. Scott, Lucy, 2012. "Contested Relationships: Women's Economic and Social Empowerment, Insights from the Transfer of Material Assets in Bangladesh," WIDER Working Paper Series 002, World Institute for Development Economic Research (UNU-WIDER).
    11. Gardner, Leigh, 2015. "The curious incident of the franc in the Gambia: exchange rate instability and imperial monetary systems in the 1920s," Financial History Review, Cambridge University Press, vol. 22(3), pages 291-314, December.
    12. Owasim Akram & Mathilde Maitrot & Thomas Denk, 2020. "Generational Bargain, Transfer of Disadvantages and Extreme Poverty: A Qualitative Enquiry from Bangladesh," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 32(4), pages 1173-1194, September.
    13. Milanov, Hana & Justo, Rachida & Bradley, Steven W., 2015. "Making the most of group relationships: The role of gender and boundary effects in microcredit groups," Journal of Business Venturing, Elsevier, vol. 30(6), pages 822-838.
    14. Gina Porter, 2003. "NGOs and poverty reduction in a globalizing world: perspectives from Ghana," Progress in Development Studies, , vol. 3(2), pages 131-145, April.
    15. Dilruba Khanam & Muhammad Mohiuddin & Asadul Hoque & Olaf Weber, 2018. "Financing micro-entrepreneurs for poverty alleviation: a performance analysis of microfinance services offered by BRAC, ASA, and Proshika from Bangladesh," Journal of Global Entrepreneurship Research, Springer;UNESCO Chair in Entrepreneurship, vol. 8(1), pages 1-17, December.
    16. Santos, Georgina & Behrendt, Hannah & Teytelboym, Alexander, 2010. "Part II: Policy instruments for sustainable road transport," Research in Transportation Economics, Elsevier, vol. 28(1), pages 46-91.
    17. Touseef Ahmed Khan & Fahem Ahmed Khan & Qristin Violinda & Ilyas Aasir & Sun Jian, 2020. "Microfinance Facility for Rural Women Entrepreneurs in Pakistan: An Empirical Analysis," Agriculture, MDPI, vol. 10(3), pages 1-17, February.
    18. Stefano Ponte, 2008. "Developing a ‘Vertical’ Dimension to Chronic Poverty Research: Some Lessons from Global Value Chain Analysis," Working Papers id:1743, eSocialSciences.
    19. Natarajan, Nithya & Newsham, Andrew & Rigg, Jonathan & Suhardiman, Diana, 2022. "A sustainable livelihoods framework for the 21st century," World Development, Elsevier, vol. 155(C).
    20. Johnson, Susan, 2004. "Gender Norms in Financial Markets: Evidence from Kenya," World Development, Elsevier, vol. 32(8), pages 1355-1374, August.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:wdevel:v:42:y:2013:i:c:p:199-208. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: http://www.elsevier.com/locate/worlddev .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.