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Health insurance coverage and the role of income uncertainty


  • Swarnankur Chatterjee

    () (University of Georgia)


This paper uses the National Longitudinal Survey data set to examine the role of income uncertainty in explaining the likelihood of health insurance coverage among individuals. After controlling for a number of socioeconomic, demographic, and behavioral factors, the results suggest that individuals who face greater income uncertainty are less likely to have health insurance coverage. Additionally, the likelihood of health insurance coverage increases with income and educational attainment.

Suggested Citation

  • Swarnankur Chatterjee, 2009. "Health insurance coverage and the role of income uncertainty," Economics Bulletin, AccessEcon, vol. 29(2), pages 1246-1254.
  • Handle: RePEc:ebl:ecbull:eb-09-00156

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    References listed on IDEAS

    1. Mark Kazarosian, 1997. "Precautionary Savings-A Panel Study," The Review of Economics and Statistics, MIT Press, vol. 79(2), pages 241-247, May.
    2. Donald R. Haurin & Patric H. Hendershott & Susan M. Wachter, 1996. "Borrowing Constraints and the Tenure Choice of Young Households," NBER Working Papers 5630, National Bureau of Economic Research, Inc.
    3. Fu, Yuming, 1991. "A Model of Housing Tenure Choice: Comment," American Economic Review, American Economic Association, vol. 81(1), pages 381-383, March.
    4. Ehrlich, Isaac & Becker, Gary S, 1972. "Market Insurance, Self-Insurance, and Self-Protection," Journal of Political Economy, University of Chicago Press, vol. 80(4), pages 623-648, July-Aug..
    5. Haurin, Donald R. & Gill, H. Leroy, 1987. "Effects of income variability on the demand for owner-occupied housing," Journal of Urban Economics, Elsevier, vol. 22(2), pages 136-150, September.
    6. Zagorsky, Jay L, 1999. "Young Baby Boomers' Wealth," Review of Income and Wealth, International Association for Research in Income and Wealth, vol. 45(2), pages 135-156, June.
    7. Robst, John & Deitz, Richard & McGoldrick, KimMarie, 1999. "Income variability, uncertainty and housing tenure choice1," Regional Science and Urban Economics, Elsevier, vol. 29(2), pages 219-229, March.
    8. Henderson, J Vernon & Ioannides, Yannis M, 1983. "A Model of Housing Tenure Choice," American Economic Review, American Economic Association, vol. 73(1), pages 98-113, March.
    9. Catalina Amuedo-Dorantes & Susan Pozo, 2002. "Precautionary Saving by Young Immigrants and Young Natives," Southern Economic Journal, Southern Economic Association, vol. 69(1), pages 48-71, July.
    10. Fu, Yuming, 1995. "Uncertainty, liquidity, and housing choices," Regional Science and Urban Economics, Elsevier, vol. 25(2), pages 223-236, April.
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    More about this item


    Health Insurance; Income Uncertainty; Uninsured; Income;

    JEL classification:

    • D1 - Microeconomics - - Household Behavior
    • H8 - Public Economics - - Miscellaneous Issues


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