IDEAS home Printed from https://ideas.repec.org/a/ces/ifosdt/v65y2012i19p42-46.html
   My bibliography  Save this article

Die Kredithürde: Deutsche Firmen trotz Eurokrise ohne Finanzierungsprobleme

Author

Listed:
  • Artem Marjenko
  • Stefan Sauer
  • Klaus Wohlrabe

Abstract

Im Rahmen des ifo Konjunkturtests bittet das ifo Institut die Befragungsteilnehmer monatlich, eine Einschätzung zur Kreditvergabebereitschaft der Banken abzugeben. Aus den Meldungen der Unternehmen wird die Kredithürde für die gewerbliche Wirtschaft Deutschlands berechnet. Diese gibt den Prozentanteil der Firmen an, die die Kreditvergabepolitik der Banken als restriktiv empfinden. Der Artikel gibt einen Überblick über die neueste Entwicklung und differenziert nach verschiedenen Wirtschaftsbereichen und Größenklassen. Zusätzlich wird die Kredithürde mit anderen Indikatoren, wie dem ifo Geschäftsklima, verglichen.

Suggested Citation

  • Artem Marjenko & Stefan Sauer & Klaus Wohlrabe, 2012. "Die Kredithürde: Deutsche Firmen trotz Eurokrise ohne Finanzierungsprobleme," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 65(19), pages 42-46, October.
    • Handle: RePEc:ces:ifosdt:v:65:y:2012:i:19:p:42-46
    as

    Download full text from publisher

    File URL: https://www.ifo.de/DocDL/ifosd_2012_19_6.pdf
    Download Restriction: no

    References listed on IDEAS

    as
    1. Georg Goldrian, 2004. "Handbuch der umfragebasierten Konjunkturforschung," ifo Beiträge zur Wirtschaftsforschung, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, number 15, November.
    2. Horst Rottmann & Timo Wollmershäuser, 2013. "A micro data approach to the identification of credit crunches," Applied Economics, Taylor & Francis Journals, vol. 45(17), pages 2423-2441, June.
    3. Klaus Abberger & Christa Hainz & André Kunkel, 2009. "Kreditvergabepolitik der Banken: Warum leiden große Unternehmen besonders?," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 62(14), pages 32-34, July.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Artem Marjenko & Stefan Sauer & Klaus Wohlrabe, 2019. "Die neue Kredithürde: Hintergründe und Ergebnisse," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 72(18), pages 46-48, September.
    2. Stefan Sauer, 2013. "Konjunkturtest im Fokus: Sonderfrage zu Umsatzbehinderungen im Einzelhandel," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 66(03), pages 44-45, February.
    3. Artem Marjenko & Stefan Sauer & Klaus Wohlrabe, 2014. "Die Kredithürde: Aktuelle Entwicklung und Vergleich mit anderen Finanzmarktvariablen," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 67(19), pages 34-37, October.
    4. Stefan Sauer & Klaus Wohlrabe, 2020. "ifo Handbuch der Konjunkturumfragen," ifo Beiträge zur Wirtschaftsforschung, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, number 88, November.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Alexandra Born & Zeno Enders, 2019. "Global Banking, Trade, and the International Transmission of the Great Recession," Economic Journal, Royal Economic Society, vol. 129(623), pages 2691-2721.
    2. Klaus Abberger & Sascha Becker & Barbara Hofmann & Klaus Wohlrabe, 2007. "Mikrodaten im ifo Institut für Wirtschaftsforschung – Bestand, Verwendung und Zugang," AStA Wirtschafts- und Sozialstatistisches Archiv, Springer;Deutsche Statistische Gesellschaft - German Statistical Society, vol. 1(1), pages 27-42, June.
    3. Michael Kleemann & Manuel Wiegand, 2014. "Are Real Effects of Credit Supply Overestimated? Bias from Firms' Current Situation and Future Expectations," ifo Working Paper Series 192, ifo Institute - Leibniz Institute for Economic Research at the University of Munich.
    4. Benedikt Heid, 2014. "Essays on International Trade and Development," ifo Beiträge zur Wirtschaftsforschung, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, number 55, November.
    5. Joachim Gürtler & Arno Städtler, 2009. "Ausrüstungsinvestitionen bleiben auf rasanter Talfahrt - Leasing-Geschäftsklima noch immer stark unterkühlt," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 62(19), pages 31-34, October.
    6. Frank M. Fossen & Martin Simmler, 2016. "Personal taxation of capital income and the financial leverage of firms," International Tax and Public Finance, Springer;International Institute of Public Finance, vol. 23(1), pages 48-81, February.
    7. Kremp, Elizabeth & Sevestre, Patrick, 2013. "Did the crisis induce credit rationing for French SMEs?," Journal of Banking & Finance, Elsevier, vol. 37(10), pages 3757-3772.
    8. Sascha O. Becker & Klaus Wohlrabe, 2008. "European Data Watch: Micro Data at the Ifo Institute for Economic Research – The “Ifo Business Survey”, Usage and Access," Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften, Duncker & Humblot, Berlin, vol. 128(2), pages 307-319.
    9. Olga Bohachova & Bernhard Boockmann & Claudia M. Buch, 2011. "Labor Demand During the Crisis: What Happened in Germany?," CESifo Working Paper Series 3625, CESifo.
    10. D. Fougère. & P. Sevestre., 2012. "18th International Panel Data Conference: a Brief Synthesis," Quarterly selection of articles - Bulletin de la Banque de France, Banque de France, issue 26, pages 65-78, Summer.
    11. Manuel Birnbrich, 2009. "Großhandel: Drastische Absatzeinbußen bremsen die Investitionsbereitschaft," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 62(16), pages 49-52, August.
    12. B. Campagne & V. Alhenc-Gelas & J.-B. Bernard, 2015. "No evidence of financial accelerator in France," Documents de Travail de l'Insee - INSEE Working Papers g2015-07, Institut National de la Statistique et des Etudes Economiques.
    13. Gabriel Felbermayr & Gilbert Spiegel, 2014. "A Simple Theory of Trade, Finance and Firm Dynamics," Review of International Economics, Wiley Blackwell, vol. 22(2), pages 253-274, May.
    14. Alberto Manelli & Oscar Domenichelli & Martina Vallesi, 2014. "Learning from the financial crisis to achieve a sustainable agricultural system," RIVISTA DI STUDI SULLA SOSTENIBILITA', FrancoAngeli Editore, vol. 2014(1), pages 45-77.
    15. Klaus Wohlrabe & Timo Wollmershäuser, 2016. "Der Zusammenhang zwischen Geschäftserwartungen und -lage im ifo Konjunkturtest," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 69(05), pages 42-45, March.
    16. Christian Seiler, 2014. "The determinants of unit non-response in the Ifo Business Survey," AStA Wirtschafts- und Sozialstatistisches Archiv, Springer;Deutsche Statistische Gesellschaft - German Statistical Society, vol. 8(3), pages 161-177, September.
    17. Demoussis, Michael & Drakos, Konstantinos & Giannakopoulos, Nicholas, 2016. "The Impact of Sovereign Ratings on Eurozone SMEs Credit Rationing," MPRA Paper 76364, University Library of Munich, Germany.
    18. Gabriel Felbermayr & Gilbert Spiegel, 2014. "A Simple Theory of Trade, Finance and Firm Dynamics," Review of International Economics, Wiley Blackwell, vol. 22(2), pages 253-274, May.
    19. Christian Seiler, 2012. "The Data Sets of the LMU-ifo Economics & Business Data Center – A Guide for Researchers," Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften, Duncker & Humblot, Berlin, vol. 132(4), pages 609-618.
    20. Girardi, Alessandro & Ventura, Marco & Margani, Patrizia, 2018. "An Indicator of Credit Crunch using Italian Business Surveys," MPRA Paper 88839, University Library of Munich, Germany.

    More about this item

    Keywords

    Konjunkturumfrage; Kredit; Kreditpolitik; Konjunktur; Unternehmen; Bank; Geldmarkt; Finanzmarktkrise; Deutschland;
    All these keywords.

    JEL classification:

    • L25 - Industrial Organization - - Firm Objectives, Organization, and Behavior - - - Firm Performance
    • M13 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration - - - New Firms; Startups

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ces:ifosdt:v:65:y:2012:i:19:p:42-46. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Klaus Wohlrabe). General contact details of provider: http://edirc.repec.org/data/ifooode.html .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.