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Die Kredithürde: Deutsche Firmen trotz Eurokrise ohne Finanzierungsprobleme

Author

Listed:
  • Artem Marjenko
  • Stefan Sauer
  • Klaus Wohlrabe

Abstract

Im Rahmen des ifo Konjunkturtests bittet das ifo Institut die Befragungsteilnehmer monatlich, eine Einschätzung zur Kreditvergabebereitschaft der Banken abzugeben. Aus den Meldungen der Unternehmen wird die Kredithürde für die gewerbliche Wirtschaft Deutschlands berechnet. Diese gibt den Prozentanteil der Firmen an, die die Kreditvergabepolitik der Banken als restriktiv empfinden. Der Artikel gibt einen Überblick über die neueste Entwicklung und differenziert nach verschiedenen Wirtschaftsbereichen und Größenklassen. Zusätzlich wird die Kredithürde mit anderen Indikatoren, wie dem ifo Geschäftsklima, verglichen.

Suggested Citation

  • Artem Marjenko & Stefan Sauer & Klaus Wohlrabe, 2012. "Die Kredithürde: Deutsche Firmen trotz Eurokrise ohne Finanzierungsprobleme," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 65(19), pages 42-46, October.
    • Handle: RePEc:ces:ifosdt:v:65:y:2012:i:19:p:42-46
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    File URL: https://www.ifo.de/DocDL/ifosd_2012_19_6.pdf
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    References listed on IDEAS

    as
    1. Klaus Abberger & Christa Hainz & André Kunkel, 2009. "Kreditvergabepolitik der Banken: Warum leiden große Unternehmen besonders?," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 62(14), pages 32-34, July.
    2. Horst Rottmann & Timo Wollmershäuser, 2013. "A micro data approach to the identification of credit crunches," Applied Economics, Taylor & Francis Journals, vol. 45(17), pages 2423-2441, June.
    3. Georg Goldrian, 2004. "Handbuch der umfragebasierten Konjunkturforschung," ifo Beiträge zur Wirtschaftsforschung, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, number 15, September.
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    Citations

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    Cited by:

    1. Stefan Sauer & Klaus Wohlrabe, 2020. "ifo Handbuch der Konjunkturumfragen," ifo Beiträge zur Wirtschaftsforschung, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, number 88, September.
    2. Stefan Sauer, 2013. "Konjunkturtest im Fokus: Sonderfrage zu Umsatzbehinderungen im Einzelhandel," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 66(03), pages 44-45, February.
    3. Artem Marjenko & Stefan Sauer & Klaus Wohlrabe, 2014. "Die Kredithürde: Aktuelle Entwicklung und Vergleich mit anderen Finanzmarktvariablen," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 67(19), pages 34-37, October.
    4. Artem Marjenko & Stefan Sauer & Klaus Wohlrabe, 2019. "Die neue Kredithürde: Hintergründe und Ergebnisse," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 72(18), pages 46-48, September.

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    More about this item

    Keywords

    Konjunkturumfrage; Kredit; Kreditpolitik; Konjunktur; Unternehmen; Bank; Geldmarkt; Finanzmarktkrise; Deutschland;
    All these keywords.

    JEL classification:

    • L25 - Industrial Organization - - Firm Objectives, Organization, and Behavior - - - Firm Performance
    • M13 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration - - - New Firms; Startups

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