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Comparing tertiary graduates with and without student loans in Latvia

Author

Listed:
  • Ali Ait Si Mhamed

    () (Department of Adolescence Education, Canisius College)

  • Rita Kaša

    () (Stockholm School of Economics in Riga)

Abstract

Using a nationally representative sample, this paper describes the profile of student borrowing in Latvia. The paper, more specifically, explores whether higher education graduates with student loans are significantly different from graduates without student loans in Latvia. We compare two groups of university graduates in terms of their demographic and household characteristics, income, and activity in the labor market in terms of the rank of appointment in the company and supplementary income job. Using data from the survey Professional Activity of Graduates of Institutions of Higher and Vocational Education conducted in 2006, differences are observed in the characteristics of their households, ethnicity, and age. We conclude that, on average, student debt holders and higher education graduates without student loans are rather similar in terms of gender, employment pattern, and income.

Suggested Citation

  • Ali Ait Si Mhamed & Rita Kaša, 2010. "Comparing tertiary graduates with and without student loans in Latvia," Baltic Journal of Economics, Baltic International Centre for Economic Policy Studies, vol. 10(2), pages 49-62, December.
  • Handle: RePEc:bic:journl:v:10:y:2010:i:2:p:49-62
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    References listed on IDEAS

    as
    1. Rothstein, Jesse & Rouse, Cecilia Elena, 2011. "Constrained after college: Student loans and early-career occupational choices," Journal of Public Economics, Elsevier, vol. 95(1-2), pages 149-163, February.
    2. Lei Zhang, 2013. "Effects of college educational debt on graduate school attendance and early career and lifestyle choices," Education Economics, Taylor & Francis Journals, vol. 21(2), pages 154-175, March.
    3. Gary S. Becker & Kevin M. Murphy, 2007. "Education and Consumption: The Effects of Education in the Household Compared to the Marketplace," Journal of Human Capital, University of Chicago Press, vol. 1(1), pages 9-35.
    4. Mihails Hazans & Ija Trapeznikova & Olga Rastrigina, 2008. "Ethnic and parental effects on schooling outcomes before and during the transition: evidence from the Baltic countries," Journal of Population Economics, Springer;European Society for Population Economics, vol. 21(3), pages 719-749, July.
    Full references (including those not matched with items on IDEAS)

    More about this item

    Keywords

    Higher education; graduates; student loans; student debt; Latvia;

    JEL classification:

    • I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid

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