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An Investigation on Constituency Development Funds (CDF) and Citizens Economic Empowerment Commission (CEEC) Loan Compliance by Medium Small and Micro Enterprises (MSMEs): A Case Study of Chinsali District (Zambia)

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  • Kataba Cornelious

    (The University of Zambia, School of Business and Graduate Studies)

  • DR. RAMEEZ HASSAN

    (GHSS, Silmoo Kargil Jammu & Kashmir, India)

  • Temwani Zulu

    (Ministry of Education, Zimba. Zambia)

Abstract

This study investigated Constituency Development Funds (CDF) and Citizens Economic Empowerment Commission (CEEC) Loan Compliance by Medium Small and Micro Enterprises (MSMEs) In Chinsali. The study was done to further comprehend the factors that limit CDF/CEEC loan compliance by MSMEs. The study intended to attain the following objectives: examine the level of compliance of CDF/CEEC loan requirement, evaluate different factors that influence compliance with loan Conditions by MSMEs, Assess the economic impact of CDF and CEEC loans on the growth and sustainability of MSMEs. The study applied Quantitative research methods to drive the findings where a total of 201 MSMEs in Chinsali participated indicative of 99% participation rate. Questionnaires were administered randomly to participants, where data analysis was done through SPSS V26 presented by means of descriptive and inferential statistic. Th study revealed that most MSEMs have business income that is > ZMK 5000, and obtain both long- and short-term loans ranging from ZMK 5000 to

Suggested Citation

  • Kataba Cornelious & DR. RAMEEZ HASSAN & Temwani Zulu, 2025. "An Investigation on Constituency Development Funds (CDF) and Citizens Economic Empowerment Commission (CEEC) Loan Compliance by Medium Small and Micro Enterprises (MSMEs): A Case Study of Chinsali Dis," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 9(4), pages 3571-3598, April.
    • Handle: RePEc:bcp:journl:v:9:y:2025:issue-4:p:3571-3598
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