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Analysis of rural credit market performance in north west region, Cameroon

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  • Bime, Mary-Juliet
  • Mbanasor, Jude Anayochukwu

Abstract

The study was conducted to access the performance of rural credit markets in the North West Region of Cameroon. Specifically, it identifies the various participants in credit markets, estimate as and analysis the credit demand and supply functions. Data were primarily gathered through a multi-stage sampling technique involving 360 households and 60 credit institutions. Results reveal that interest, income, household size, farm size, education age and sex of respondents were determinants of credit demand while Interest paid, gross income and source of loan determined credit supply. It was recommended that interest should be kept low to encourage proper functioning of credit markets.

Suggested Citation

  • Bime, Mary-Juliet & Mbanasor, Jude Anayochukwu, . "Analysis of rural credit market performance in north west region, Cameroon," AGRIS on-line Papers in Economics and Informatics, Czech University of Life Sciences Prague, Faculty of Economics and Management, vol. 3(3), pages 1-6.
    • Handle: RePEc:ags:aolpei:116380
    DOI: 10.22004/ag.econ.116380
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    References listed on IDEAS

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    6. Desai, Bhupat M. & Mellor, John W., 1993. "Institutional finance for agricultural development," Food policy reviews 1, International Food Policy Research Institute (IFPRI).
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    1. Louis Atamja & Sungjoon Yoo, 2021. "Credit Constraint and Rural Household Welfare in the Mezam Division of the North-West Region of Cameroon," Sustainability, MDPI, vol. 13(11), pages 1-19, May.

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