On Dividend Restrictions and the Collapse of the Interbank Market
Abstract
Until recently, financial services regulation remained largely segmented along national lines. The integration of financial markets, however, calls for a systematic and coherent approach to regulation. This paper studies the effect of market based regulation on the proper functioning of the interbank market. Specifically, we argue that restrictions on the payout of dividends by banks can reduce their expected default on (interbank) loans, stimulate trade in this market and improve the welfare of consumers.Download Info
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Paper provided by Financial Markets Group in its series FMG Discussion Papers with number dp648.Length:
Date of creation: Feb 2010
Date of revision:
Handle: RePEc:fmg:fmgdps:dp648
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Related research
Keywords:Other versions of this item:
- C. Goodhart & M. Peiris & D. Tsomocos & A. Vardoulakis, 2010. "On dividend restrictions and the collapse of the interbank market," Annals of Finance, Springer, vol. 6(4), pages 455-473, October.
- D52 - Microeconomics - - General Equilibrium and Disequilibrium - - - Incomplete Markets
- E4 - Macroeconomics and Monetary Economics - - Money and Interest Rates
- E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit
- G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
This paper has been announced in the following NEP Reports:
- NEP-ALL-2010-03-06 (All new papers)
- NEP-BAN-2010-03-06 (Banking)
- NEP-FMK-2010-03-06 (Financial Markets)
- NEP-IFN-2010-03-06 (International Finance)
- NEP-PKE-2010-03-06 (Post Keynesian Economics)
- NEP-REG-2010-03-06 (Regulation)
References
References listed on IDEASPlease report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
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OFRC Working Papers Series
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OFRC Working Papers Series
2004fe05, Oxford Financial Research Centre.
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- Charles Goodhart & Pojanart Sunirand & Dimitrios Tsomocos, 2006.
"A Time Series Analysis of Financial Fragility in the UK Banking System,"
Annals of Finance,
Springer, vol. 2(1), pages 1-21, January.
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Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.Cited by:
- Admati, Anat R. & DeMarzo, Peter M. & Hellwig, Martin F. & Pfleiderer, Paul, 2010.
"Fallacies, Irrelevant Facts, and Myths in the Discussion of Capital Regulation: Why Bank Equity Is Not Expensive,"
Research Papers
2065, Stanford University, Graduate School of Business.
- Anat R. Admati & Peter M. DeMarzo & Martin F. Hellwig & Paul Pfleiderer, 2010. "Fallacies, Irrelevant Facts, and Myths in the Discussion of Capital Regulation: Why Bank Equity is Not Expensive," Working Paper Series of the Max Planck Institute for Research on Collective Goods 2010_42, Max Planck Institute for Research on Collective Goods.
- Gabriele Galati & Richhild Moessner, 2011.
"Macroprudential policy - a literature review,"
BIS Working Papers
337, Bank for International Settlements.
- Gabriele Galati & Richhild Moessner, 2010. "Macroprudential policy - a literature review," DNB Working Papers 267, Netherlands Central Bank, Research Department.
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