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Borrowing Trouble? Human Capital Investment with Opt-In Costs and Implications for the Effectiveness of Grant Aid

Citations

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Cited by:

  1. Kenedi, Gustave, 2024. "Beyond the enrolment gap: financial barriers and high-achieving, low-income students' persistence in higher education," LSE Research Online Documents on Economics 126824, London School of Economics and Political Science, LSE Library.
  2. Alonso Bucarey & Dante Contreras & Pablo Muñoz, 2018. "Labor Market Returns to Student Loans," Working Papers wp464, University of Chile, Department of Economics.
  3. Brent J. Evans & Angela Boatman & Adela Soliz, 2019. "Framing and Labeling Effects in Preferences for Borrowing for College: An Experimental Analysis," Research in Higher Education, Springer;Association for Institutional Research, vol. 60(4), pages 438-457, June.
  4. Jeffrey T. Denning & Benjamin M. Marx & Lesley J. Turner, 2019. "ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare," American Economic Journal: Applied Economics, American Economic Association, vol. 11(3), pages 193-224, July.
  5. Rodríguez-Planas, Núria & Westergren, Kerstin, 2026. "Inflation and Human Capital Investment Decisions," IZA Discussion Papers 18405, IZA Network @ LISER.
  6. José Montalbán, 2023. "Countering Moral Hazard in Higher Education: The Role of Performance Incentives in Need-Based Grants," The Economic Journal, Royal Economic Society, vol. 133(649), pages 355-389.
  7. Catherine, Sylvain & Yannelis, Constantine, 2023. "The distributional effects of student loan forgiveness," Journal of Financial Economics, Elsevier, vol. 147(2), pages 297-316.
  8. William Zahran & Daniel Klasik, 2025. "Tuition Reduction and Student Loan Debt: Evidence from the North Carolina Promise," Research in Higher Education, Springer;Association for Institutional Research, vol. 66(6), pages 1-38, September.
  9. Anderson, Drew M., 2020. "When financial aid is scarce: The challenge of allocating college aid where it is needed most," Journal of Public Economics, Elsevier, vol. 190(C).
  10. Rattini, Veronica, 2023. "The effects of financial aid on graduation and labor market outcomes: New evidence from matched education-labor data," Economics of Education Review, Elsevier, vol. 96(C).
  11. Anderson, Drew M. & Zaber, Melanie A., 2025. "Buying time: Financial aid allows college students to work less while enrolled," Economics of Education Review, Elsevier, vol. 108(C).
  12. George Bulman & Robert Fairlie & Sarena Goodman & Adam Isen, 2021. "Parental Resources and College Attendance: Evidence from Lottery Wins," American Economic Review, American Economic Association, vol. 111(4), pages 1201-1240, April.
  13. Michael S. Kofoed, 2022. "Pell Grants and Labor Supply: Evidence from a Regression Kink," Upjohn Working Papers 22-363, W.E. Upjohn Institute for Employment Research.
  14. Stephanie R. Cellini & Rajeev Darolia & Lesley J. Turner, 2020. "Where Do Students Go When For-Profit Colleges Lose Federal Aid?," American Economic Journal: Economic Policy, American Economic Association, vol. 12(2), pages 46-83, May.
  15. Maarten De Ridder & Simona Hannon & Damjan Pfajfar, 2020. "The Multiplier Effect of Education Expenditure," Finance and Economics Discussion Series 2020-058, Board of Governors of the Federal Reserve System (U.S.).
  16. Sandra E. Black & Jeffrey T. Denning & Lisa J. Dettling & Sarena Goodman & Lesley J. Turner, 2023. "Taking It to the Limit: Effects of Increased Student Loan Availability on Attainment, Earnings, and Financial Well-Being," American Economic Review, American Economic Association, vol. 113(12), pages 3357-3400, December.
  17. Rodríguez-Planas, Núria, 2022. "Hitting where it hurts most: COVID-19 and low-income urban college students," Economics of Education Review, Elsevier, vol. 87(C).
  18. Núria Rodríguez-Planas & Kerstin Westergren, 2026. "Inflation and Human Capital Investment Decisions," CESifo Working Paper Series 12473, CESifo.
  19. Jack Britton & Monica Costa Dias & David Goll, 2023. "Can higher education policy boost intergenerational mobility? Evidence from an empirical matching model," IFS Working Papers W23/06, Institute for Fiscal Studies.
  20. Veronica Rattini, 2022. "The Effects of Financial Aid on Graduation and Labor Market Outcomes: New Evidence from Matched Education-Labor Data," CESifo Working Paper Series 10010, CESifo.
  21. Matsuda, Kazushige & Mazur, Karol, 2022. "College education and income contingent loans in equilibrium," Journal of Monetary Economics, Elsevier, vol. 132(C), pages 100-117.
  22. David Card & Alex Solis, 2022. "Measuring the Effect of Student Loans on College Persistence," Education Finance and Policy, MIT Press, vol. 17(2), pages 335-366, Spring.
  23. Charles Beach & Frank Milne, 2018. "Challenges To Higher Education In Canada And Australia," Working Paper 1407, Economics Department, Queen's University.
  24. Zachary Mabel, 2020. "Aiding or Dissuading? The Effects of Reducing Lifetime Eligibility Limits for Need-Based Aid on Bachelor’s Degree Attainment and Time to Completion," Research in Higher Education, Springer;Association for Institutional Research, vol. 61(8), pages 966-1001, December.
  25. Kazushige Matsuda, 2024. "Progressive Taxation versus College Subsidies with College Dropout," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 56(4), pages 955-975, June.
  26. Birzhan Batkeyev & Mine Ertugrul & Karthik Krishnan & Pinshuo Wang, 2024. "Is rising student debt affecting retirement savings? Evidence from the survey of consumer finances," The Financial Review, Eastern Finance Association, vol. 59(3), pages 589-623, August.
  27. Gustave Kenedi, 2024. "Beyond the enrolment gap: Financial barriers and high-achieving, low-income students' persistence in higher education," CEP Discussion Papers dp1987, Centre for Economic Performance, LSE.
  28. José Montalbán, 2019. "Countering moral hazard in higher education: The role of performance incentives in need-based grants," PSE Working Papers halshs-02160365, HAL.
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