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Reform der Arbeitslosenversicherung : Markt, Staat oder beides?

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  • von Berchem, Sascha
  • Berthold, Norbert

Abstract

Free and competitive insurance markets are not able to provide a system which can be considered economically efficient to deal with the material risks of unemployment. Nor are individual unemployment insurance savings accounts – even when regulated by the state – a superior alternative. If the economic feasibility of an unemployment insurance system is not in itself to be put at risk, coverage must in general be the responsibility of the state. However, the present design of state unemployment insurance can only be regarded as very inefficient and requiring urgent comprehensive reform. An increase in individual freedom and responsibility, as well as more competition are at the heart of a promising modern reform concept which takes into account the specific nature of the risk inherent in unemployment.

Suggested Citation

  • von Berchem, Sascha & Berthold, Norbert, 2004. "Reform der Arbeitslosenversicherung : Markt, Staat oder beides?," Discussion Paper Series 70, Julius Maximilian University of Würzburg, Chair of Economic Order and Social Policy.
  • Handle: RePEc:zbw:wuewwb:70
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    References listed on IDEAS

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    1. Stiglitz, Joseph E. & Yun, Jungyoll, 2005. "Integration of unemployment insurance with retirement insurance," Journal of Public Economics, Elsevier, vol. 89(11-12), pages 2037-2067, December.
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    3. Glismann, Hans H. & Schrader, Klaus, 2001. "Optionen einer effizienten Gestaltung der Arbeitslosenversicherung," Kiel Working Papers 1052, Kiel Institute for the World Economy (IfW).
    4. Dionne, G. & Doherty, N., 1991. "Adverse Selection in Insurance Markets: a Selective Survey," Cahiers de recherche 9105, Universite de Montreal, Departement de sciences economiques.
    5. Acemoglu, Daron & Shimer, Robert, 2000. "Productivity gains from unemployment insurance," European Economic Review, Elsevier, vol. 44(7), pages 1195-1224, June.
    6. Hujer, Reinhard & Caliendo, Marco & Thomsen, Stephan L., 2004. "New evidence on the effects of job creation schemes in Germany--a matching approach with threefold heterogeneity," Research in Economics, Elsevier, vol. 58(4), pages 257-302, December.
    7. Barr, Nicholas, 1992. "Economic Theory and the Welfare State: A Survey and Interpretation," Journal of Economic Literature, American Economic Association, vol. 30(2), pages 741-803, June.
    8. Breyer, Friedrich & Franz, Wolfgang & Homburg, Stefan & Schnabel, Reinhold & Wille, Eberhard, 2004. "Reform der sozialen Sicherung," EconStor Books, ZBW - German National Library of Economics, number 92399, September.
    9. Martin Feldstein & Daniel Altman, 2007. "Unemployment Insurance Savings Accounts," NBER Chapters,in: Tax Policy and the Economy, Volume 21, pages 35-64 National Bureau of Economic Research, Inc.
    10. Hopenhayn, Hugo A & Nicolini, Juan Pablo, 1997. "Optimal Unemployment Insurance," Journal of Political Economy, University of Chicago Press, vol. 105(2), pages 412-438, April.
    11. Orszag, Mike & Snower, Dennis J., 2002. "From Unemployment Benefits to Unemployment Accounts," IZA Discussion Papers 532, Institute for the Study of Labor (IZA).
    12. Feldstein, Martin S, 1976. "Temporary Layoffs in the Theory of Unemployment," Journal of Political Economy, University of Chicago Press, vol. 84(5), pages 937-957, October.
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    14. Oswald, Andrew J, 1982. "The Microeconomic Theory of the Trade Union," Economic Journal, Royal Economic Society, vol. 92(367), pages 576-595, September.
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    Cited by:

    1. Berthold, Norbert & Brunner, Alexander, 2007. "Gibt es ein europäisches Sozialmodell?," Discussion Paper Series 100, Julius Maximilian University of Würzburg, Chair of Economic Order and Social Policy.
    2. Berthold, Norbert & Fricke, Holger & Kullas, Matthias, 2004. "Mehr institutioneller Wettbewerb in Deutschland: Wirksame Hilfe für die neuen Bundesländer," Discussion Paper Series 73, Julius Maximilian University of Würzburg, Chair of Economic Order and Social Policy.

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