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Regionalökonomie und Finanzierung kleiner und mittelständischer Unternehmen: Ansätze zur Erklärung eines Ost-West-Gefälles

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  • Neuberger, Doris

Abstract

Für den wirtschaftlichen Aufholprozeß der neuen Bundesländer nach der Vereinigung Deutschlands spielt die Finanzierung kleiner und mittelständischer Unternehmen (KMU) eine Schlüsselrolle. Die deutschen Banken sehen sich oft dem Vorwurf ausgesetzt, bei der Kreditvergabe an diese Unternehmen zu restriktiv zu sein. Um zu überprüfen, inwieweit ihre Kreditentscheidungen durch regionalspezifische Kreditrisiken bedingt sind, muß auf regionalökonomische Theorien zurückgegriffen werden. Der vorliegende Beitrag liefert einen Überblick über die regionalökononomischen Ansätze zur Erklärung von Geburts-, Wachstums- und Sterberaten von KMU, um die Ergebnisse für die Erklärung räumlich unterschiedlicher Fi-nanzierungsbedingungen am Beispiel eines Ost-West-Gefälles in Deutschland nutzbar zu ma-chen.

Suggested Citation

  • Neuberger, Doris, 1999. "Regionalökonomie und Finanzierung kleiner und mittelständischer Unternehmen: Ansätze zur Erklärung eines Ost-West-Gefälles," Thuenen-Series of Applied Economic Theory 24, University of Rostock, Institute of Economics.
    • Handle: RePEc:zbw:roswps:24
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    References listed on IDEAS

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    1. Davis, Steven J & Haltiwanger, John & Schuh, Scott, 1996. "Small Business and Job Creation: Dissecting the Myth and Reassessing the Facts," Small Business Economics, Springer, vol. 8(4), pages 297-315, August.
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