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Finanzielle Bildung in Deutschland: Eine explorative Analyse

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  • Treu, Johannes
  • Elss, Valerie

Abstract

Financial literacy is playing an increasingly important role in today's complex world. Since the beginning of the new millennium, more countries and international organizations have recognized the importance of measuring and educating people about financial literacy, for example, to guide their market behavior. Using the OECD understanding of financial education and with the help of the OECD toolkit for this, the current state of financial literacy was recorded as part of a Germany-wide representative survey. Methodologically, the aim is to use exploratory data analysis to present an initial analysis and evaluation of the primary data collected. This is also linked to an investigation into whether differences can be found regarding financial literacy, whether correlations exist between the various variables, and which factors can explain financial literacy in Germany.

Suggested Citation

  • Treu, Johannes & Elss, Valerie, 2024. "Finanzielle Bildung in Deutschland: Eine explorative Analyse," IU Discussion Papers - Business & Management 4 (February 2024), IU International University of Applied Sciences.
    • Handle: RePEc:zbw:iubhbm:284394
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    References listed on IDEAS

    as
    1. Tabea Bucher-Koenen & Annamaria Lusardi & Rob Alessie & Maarten van Rooij, 2017. "How Financially Literate Are Women? An Overview and New Insights," Journal of Consumer Affairs, Wiley Blackwell, vol. 51(2), pages 255-283, July.
    2. Treu, Johannes, 2023. "Finanzielle Allgemeinbildung, Finanzielle Inklusion, FinTech und SDG: Ein holistischer Rahmen," IU Discussion Papers - Business & Management 2 (April 2023), IU International University of Applied Sciences.
    3. Annamaria Lusardi, 2019. "Financial literacy and the need for financial education: evidence and implications," Swiss Journal of Economics and Statistics, Springer;Swiss Society of Economics and Statistics, vol. 155(1), pages 1-8, December.
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    Keywords

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    JEL classification:

    • G5 - Financial Economics - - Household Finance
    • G53 - Financial Economics - - Household Finance - - - Financial Literacy

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