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Productivity of Rural Credit: A Review of Issues and Some Recent Literature

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Abstract

It is argued that Indian agriculture is undergoing fundamental change wherein the technology and inputs are moving out of the hands of the farmers to external suppliers. This, over a period of time may have resulted in the de-skilling of farmers and without adequate public investments in support services and without appropriate risk mitigation products has created a near-crisis in agriculture. The policy interventions have to be necessarily patient and holistic [IIMA WP].

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  • M S Sriram, 2007. "Productivity of Rural Credit: A Review of Issues and Some Recent Literature," Working Papers id:996, eSocialSciences.
    • Handle: RePEc:ess:wpaper:id:996
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    1. Robert Eastwood & Renu Kohli, 1999. "Directed credit and investment in small-scale industry in India: Evidence from firm-level data 1965-78," Journal of Development Studies, Taylor & Francis Journals, vol. 35(4), pages 42-63.
    2. Robin Burgess & Rohini Pande, 2005. "Do Rural Banks Matter? Evidence from the Indian Social Banking Experiment," American Economic Review, American Economic Association, vol. 95(3), pages 780-795, June.
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    Cited by:

    1. Karmakar, K.G., 2008. "Trends in Rural Finance," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 63(1), pages 1-14.
    2. Vinay Reddy Venumuddala, 2020. "Patterns in demand side financial inclusion in India -- An inquiry using IHDS Panel Data," Papers 2005.08961, arXiv.org.
    3. Sudha Narayanan, 2016. "The productivity of agricultural credit in India," Agricultural Economics, International Association of Agricultural Economists, vol. 47(4), pages 399-409, July.
    4. Paramasivam Ramasamy & Umanath Malaiarasan, 2023. "Agricultural credit in India: determinants and effects," Indian Economic Review, Springer, vol. 58(1), pages 169-195, June.
    5. Sudha Narayanan, 2016. "Productivity of Agricultural Credit in India: Assessing the Recent Role of Institutional Credit to Agriculture in India using State Level Data," Working Papers id:11195, eSocialSciences.
    6. Rekha Misra & Pallavi Chavan & Radheshyam Verma, 2016. "Agricultural Credit in India in the 2000s: Growth, Distribution and Linkages with Productivity," Margin: The Journal of Applied Economic Research, National Council of Applied Economic Research, vol. 10(2), pages 169-197, May.
    7. Kannan, Elumalai, 2011. "Relationship Between Agricultural Credit Policy, Credit Disbursements and Crop Productivity: A Study in Karnataka," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 66(3), pages 1-13.

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