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El crédito formal en la Argentina: un análisis con perspectiva de género

Author

Listed:
  • Tumini, Lucía
  • Cuccaro, Laura Muriel
  • Sangiácomo, Máximo

Abstract

La pandemia de enfermedad por coronavirus (COVID-19) ha tenido un impacto diferenciado en las mujeres y ha profundizado los problemas estructurales que estas afrontan para alcanzar su autonomía económica, como el limitado acceso al sistema financiero formal y el exceso de endeudamiento. El propósito de esta publicación es generar conocimiento sobre los modos en que las mujeres acceden al sistema de crédito formal argentino y participan en él, así como la manera en que este contribuye o no a ampliar las brechas de género. En este documento, elaborado conjuntamente por la Comisión Económica para América Latina y el Caribe (CEPAL) y el Banco Central de la República Argentina (BCRA), se hace un uso innovador de las fuentes de información de los registros administrativos para presentar un estudio detallado del crédito formal de hombres y mujeres. Además, se analizan, a través de modelos econométricos, las diferencias de acceso y uso del crédito formal por parte de las mujeres a lo largo de la distribución de ingresos, lo que aporta un carácter novedoso a esta investigación. Conocer, medir y explicitar las dificultades que enfrentan las mujeres en el sistema financiero es un paso clave para definir políticas dirigidas a superarlas.

Suggested Citation

  • Tumini, Lucía & Cuccaro, Laura Muriel & Sangiácomo, Máximo, 2022. "El crédito formal en la Argentina: un análisis con perspectiva de género," Documentos de Proyectos 47813, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    • Handle: RePEc:ecr:col022:47813
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