How important is variability in consumer credit limits?
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Note: Previously circulated as "What credit card puzzle? Precaution, variable debt limits, and what we can learn from the small debts of poor people"
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- Fulford, Scott L., 2015. "How important is variability in consumer credit limits?," Journal of Monetary Economics, Elsevier, vol. 72(C), pages 42-63.
- Scott L. Fulford, 2010. "How important is variability in consumer credit limits?," Working Papers 14-8, Federal Reserve Bank of Boston.
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More about this item
Keywords
credit; debt; liquidity; credit card puzzle; financial uncertainty;All these keywords.
JEL classification:
- E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
NEP fields
This paper has been announced in the following NEP Reports:- NEP-BAN-2010-09-25 (Banking)
- NEP-CBA-2010-09-25 (Central Banking)
- NEP-MAC-2010-09-25 (Macroeconomics)
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