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Scott Lansing Fulford

Personal Details

First Name:Scott
Middle Name:Lansing
Last Name:Fulford
Suffix:
RePEc Short-ID:pfu103
https://sites.google.com/site/sfulford/home
Terminal Degree:2009 Department of Economics; Princeton University (from RePEc Genealogy)

Affiliation

Consumer Financial Protection Bureau
Government of the United States

Washington, District of Columbia (United States)
http://www.consumerfinance.gov/

:


RePEc:edi:cfpgvus (more details at EDIRC)

Research output

as
Jump to: Working papers Articles

Working papers

  1. Fulford, Scott L. & Schuh, Scott, 2017. "Credit card utilization and consumption over the life cycle and business cycle," Working Papers 17-14, Federal Reserve Bank of Boston.
  2. Scott Fulford & Ivan Petkov & Fabio Schiantarelli, 2015. "Does It Matter Where You Came From? Ancestry Composition and Economic Performance of U.S. Counties, 1850-2010," Boston College Working Papers in Economics 875, Boston College Department of Economics, revised 02 Feb 2017.
  3. Fulford, Scott L. & Greene, Claire & Murdock, William, 2015. "U.S. consumer holdings and use of $1 Bills," Research Data Report 15-1, Federal Reserve Bank of Boston.
  4. Fulford, Scott L. & Schuh, Scott, 2015. "Consumer revolving credit and debt over the life cycle and business cycle," Working Papers 15-17, Federal Reserve Bank of Boston.
  5. Scott Fulford, 2014. "The surprisingly low importance of income uncertainty for precaution," Boston College Working Papers in Economics 862, Boston College Department of Economics.
  6. Scott L. Fulford & Felipe Schwartzman, 2013. "The credibility of exchange rate pegs and bank distress in historical perspective: lessons from the national banking era," Working Paper 13-18, Federal Reserve Bank of Richmond.
  7. Scott Fulford, 2013. "The changing geography of gender in India," Boston College Working Papers in Economics 833, Boston College Department of Economics.
  8. Scott Fulford, 2012. "The Puzzle of Marriage Migration in India," Boston College Working Papers in Economics 820, Boston College Department of Economics, revised 22 Oct 2013.
  9. Scott Fulford, 2012. "The precaution of the rich and poor," Boston College Working Papers in Economics 814, Boston College Department of Economics.
  10. Scott Fulford, 2012. "Returns to education in India," Boston College Working Papers in Economics 819, Boston College Department of Economics.
  11. Scott Fulford, 2010. "How important is variability in consumer credit limits?," Boston College Working Papers in Economics 754, Boston College Department of Economics, revised 01 May 2014.
  12. Scott Fulford, 2010. "How important are banks for development? National banks in the United States 1870–1900," Boston College Working Papers in Economics 753, Boston College Department of Economics, revised 15 Dec 2014.
  13. Scott Fulford, 2010. "The effects of financial development in the short and long run," Boston College Working Papers in Economics 741, Boston College Department of Economics, revised 31 May 2011.

Articles

  1. Fulford, Scott L., 2015. "The surprisingly low importance of income uncertainty for precaution," European Economic Review, Elsevier, vol. 79(C), pages 151-171.
  2. Fulford, Scott L., 2015. "How important is variability in consumer credit limits?," Journal of Monetary Economics, Elsevier, vol. 72(C), pages 42-63.
  3. Scott L. Fulford, 2015. "How Important Are Banks for Development? National Banks in the United States, 1870-1900," The Review of Economics and Statistics, MIT Press, vol. 97(5), pages 921-938, December.
  4. Fulford, Scott, 2014. "Returns to Education in India," World Development, Elsevier, vol. 59(C), pages 434-450.
  5. Fulford, Scott L., 2013. "The effects of financial development in the short and long run: Theory and evidence from India," Journal of Development Economics, Elsevier, vol. 104(C), pages 56-72.

Citations

Many of the citations below have been collected in an experimental project, CitEc, where a more detailed citation analysis can be found. These are citations from works listed in RePEc that could be analyzed mechanically. So far, only a minority of all works could be analyzed. See under "Corrections" how you can help improve the citation analysis.

Blog mentions

As found by EconAcademics.org, the blog aggregator for Economics research:
  1. Scott Fulford, 2010. "How important is variability in consumer credit limits?," Boston College Working Papers in Economics 754, Boston College Department of Economics, revised 01 May 2014.

    Mentioned in:

    1. More on the credit card puzzle
      by Economic Logician in Economic Logic on 2010-10-13 19:44:00

Working papers

  1. Fulford, Scott L. & Schuh, Scott, 2017. "Credit card utilization and consumption over the life cycle and business cycle," Working Papers 17-14, Federal Reserve Bank of Boston.

    Cited by:

    1. Athreya, Kartik B. & Mustre-del-Rio, Jose & Sanchez, Juan M., 2017. "The Persistence of Financial Distress," Working Papers 2017-38, Federal Reserve Bank of St. Louis.

  2. Scott Fulford & Ivan Petkov & Fabio Schiantarelli, 2015. "Does It Matter Where You Came From? Ancestry Composition and Economic Performance of U.S. Counties, 1850-2010," Boston College Working Papers in Economics 875, Boston College Department of Economics, revised 02 Feb 2017.

    Cited by:

    1. Konrad B. Burchardi & Thomas Chaney & Tarek A. Hassan, 2016. "Migrants, Ancestors, and Investments," NBER Working Papers 21847, National Bureau of Economic Research, Inc.
    2. Jaeger, David A. & Ruist, Joakim & Stuhler, Jan, 2018. "Shift-Share Instruments and the Impact of Immigration," IZA Discussion Papers 11307, Institute for the Study of Labor (IZA).
    3. Valeria Rueda & Guillaume Laval & Etienne Patin, 2016. "Achieving the American Dream: Cultural Distance, Cultural Diversity and Economic Performance," Oxford University Economic and Social History Series _140, Economics Group, Nuffield College, University of Oxford.
    4. Frédéric DOCQUIER & Riccardo TURATI & Jérôme VALETTE & Chrysovalantis VASILAKIS, 2018. "Birthplace Diversity and Economic Growth: Evidence from the US States in the Post-World War II Period," Working Papers P222, FERDI.
    5. Philipp Ager & Casper Worm Hansen, 2017. "Closing Heaven’s Door: Evidence from the 1920s U.S.Immigration Quota Acts," Discussion Papers 17-22, University of Copenhagen. Department of Economics.
    6. Philipp Ager & Casper Worm Hansen, 2016. "National Immigration Quotas and Local Economic Growth," Discussion Papers 16-11, University of Copenhagen. Department of Economics.
    7. Frédéric Docquier & Riccardo Turati & Jérome Valette & Chrysovalantis Vasilakis, 2017. "Multiculturalism and Growth: Skill-Specific Evidence from the Post-World War II Period," Working Papers halshs-01425462, HAL.
    8. Arun Advani & Bryony Reich, 2015. "Melting pot or salad bowl: the formation of heterogeneous communities," IFS Working Papers W15/30, Institute for Fiscal Studies.
    9. Timothy J Hatton & Zachary Ward, 2018. "International Migration in the Atlantic Economy 1850 - 1940," CEH Discussion Papers 02, Centre for Economic History, Research School of Economics, Australian National University.
    10. Sandra Sequeira & Nathan Nunn & Nancy Qian, 2017. "Migrants and the Making of America: The Short- and Long-Run Effects of Immigration during the Age of Mass Migration," NBER Working Papers 23289, National Bureau of Economic Research, Inc.
    11. Hirsch, Barry & Husain, Muhammad M. & Winters, John V., 2016. "The Puzzling Fixity of Multiple Job Holding across Regions and Labor Markets," IZA Discussion Papers 9631, Institute for the Study of Labor (IZA).
    12. Valeria Rueda, 2016. "When the times they’re not a changin': Essays on the persistent effects of religion, investments, and ancestry on economic, social, and political behaviors at the subnational level," Sciences Po publications info:hdl:2441/7t43ra4ari8, Sciences Po.

  3. Fulford, Scott L. & Greene, Claire & Murdock, William, 2015. "U.S. consumer holdings and use of $1 Bills," Research Data Report 15-1, Federal Reserve Bank of Boston.

    Cited by:

    1. Greene, Claire & O'Brien, Shaun & Schuh, Scott, 2017. "U. S. consumer cash use, 2012 and 2015: an introduction to the Diary of Consumer Payment Choice," Research Data Report 17-6, Federal Reserve Bank of Boston.
    2. Heng Chen & Kim Huynh & Oz Shy, 2017. "Cash Versus Card: Payment Discontinuities and the Burden of Holding Coins," Staff Working Papers 17-47, Bank of Canada.
    3. Greene, Claire & Schuh, Scott & Stavins, Joanna, 2018. "The 2012 diary of consumer payment choice," Research Data Report 18-1, Federal Reserve Bank of Boston.
    4. Samphantharak, Krislert & Schuh, Scott & Townsend, Robert M., 2017. "Integrated household surveys: an assessment of U.S. methods and an innovation," Working Papers 17-7, Federal Reserve Bank of Boston.

  4. Fulford, Scott L. & Schuh, Scott, 2015. "Consumer revolving credit and debt over the life cycle and business cycle," Working Papers 15-17, Federal Reserve Bank of Boston.

    Cited by:

    1. Greene, Claire & Schuh, Scott & Stavins, Joanna, 2017. "The 2015 Survey of Consumer Payment Choice: summary results," Research Data Report 17-3, Federal Reserve Bank of Boston.
    2. Stephanie Moulton & Donald Haurin & Samuel Dodini & Maximilian D. Schmeiser, 2016. "How Home Equity Extraction and Reverse Mortgages Affect the Credit Outcomes of Senior Households," Working Papers wp351, University of Michigan, Michigan Retirement Research Center.
    3. Cohen-Vernik, Dinah & Pazgal, Amit, 2017. "Price Adjustment Policy with Partial Refunds," Journal of Retailing, Elsevier, vol. 93(4), pages 507-526.
    4. Sommarat Chantarat & Atchana Lamsam & Krislert Samphantharak & Bhumjai Tangsawasdirat, 2017. "Thailand's Household Debt through the Lens of Credit Bureau Data: Debt and Delinquency," PIER Discussion Papers 61, Puey Ungphakorn Institute for Economic Research, revised Jul 2017.
    5. Fulford, Scott L. & Schuh, Scott, 2017. "Credit card utilization and consumption over the life cycle and business cycle," Working Papers 17-14, Federal Reserve Bank of Boston.
    6. Kenneth Brevoort & Daniel Grodzicki & Martin B. Hackmann, 2017. "Medicaid and Financial Health," NBER Working Papers 24002, National Bureau of Economic Research, Inc.

  5. Scott Fulford, 2014. "The surprisingly low importance of income uncertainty for precaution," Boston College Working Papers in Economics 862, Boston College Department of Economics.

    Cited by:

    1. Fulford, Scott L. & Schuh, Scott, 2015. "Consumer revolving credit and debt over the life cycle and business cycle," Working Papers 15-17, Federal Reserve Bank of Boston.
    2. Mariacristina Rossi & Dario Sansone, 2018. "Precautionary savings and the self-employed," Small Business Economics, Springer, vol. 51(1), pages 105-127, June.
    3. Carolina Laureti, 2017. "Why do Poor People Co-hold Debt and Liquid Savings?," Working Papers CEB 17-007, ULB -- Universite Libre de Bruxelles.

  6. Scott Fulford, 2013. "The changing geography of gender in India," Boston College Working Papers in Economics 833, Boston College Department of Economics.

    Cited by:

    1. Scott Fulford, 2013. "The changing geography of gender in India," Boston College Working Papers in Economics 833, Boston College Department of Economics.

  7. Scott Fulford, 2012. "The Puzzle of Marriage Migration in India," Boston College Working Papers in Economics 820, Boston College Department of Economics, revised 22 Oct 2013.

    Cited by:

    1. Smriti Rao & Kade Finnoff, 2015. "Marriage Migration and Inequality in India, 1983–2008," Population and Development Review, The Population Council, Inc., vol. 41(3), pages 485-505, September.
    2. Lucia Corno & Nicole Hildebrandt & Alessandra Voena, 2016. "Weather Shocks, Age of Marriage and the Direction of Marriage Payments," DISCE - Working Papers del Dipartimento di Economia e Finanza def040, Università Cattolica del Sacro Cuore, Dipartimenti e Istituti di Scienze Economiche (DISCE).
    3. Lucia Corno & Nicole Hildebrandt & Alessandra Voena, 2017. "Age of Marriage, Weather Shocks, and the Direction of Marriage Payments," NBER Working Papers 23604, National Bureau of Economic Research, Inc.

  8. Scott Fulford, 2012. "The precaution of the rich and poor," Boston College Working Papers in Economics 814, Boston College Department of Economics.

    Cited by:

    1. Scott Fulford, 2012. "The precaution of the rich and poor," Boston College Working Papers in Economics 814, Boston College Department of Economics.
    2. Scott Fulford, 2010. "How important is variability in consumer credit limits?," Boston College Working Papers in Economics 754, Boston College Department of Economics, revised 01 May 2014.
    3. Fulford, Scott L. & Greene, Claire & Murdock, William, 2015. "U.S. consumer holdings and use of $1 Bills," Research Data Report 15-1, Federal Reserve Bank of Boston.

  9. Scott Fulford, 2012. "Returns to education in India," Boston College Working Papers in Economics 819, Boston College Department of Economics.

    Cited by:

    1. Gille, Véronique, 2015. "Distribution of human capital and income: An empirical study on Indian States," Journal of Macroeconomics, Elsevier, vol. 43(C), pages 239-256.
    2. Deininger, Klaus & Xia, Fang & Jin, Songqing & Nagarajan, Hari K., 2014. "Inheritance law reform, empowerment, and human capital accumulation : second-generation effects from India," Policy Research Working Paper Series 7086, The World Bank.

  10. Scott Fulford, 2010. "How important is variability in consumer credit limits?," Boston College Working Papers in Economics 754, Boston College Department of Economics, revised 01 May 2014.

    Cited by:

    1. Xinkuo Xu & Liyan Han, 2017. "Diverse Effects of Consumer Credit on Household Carbon Emissions at Quantiles: Evidence from Urban China," Sustainability, MDPI, Open Access Journal, vol. 9(9), pages 1-25, September.
    2. Fulford, Scott L., 2015. "The surprisingly low importance of income uncertainty for precaution," European Economic Review, Elsevier, vol. 79(C), pages 151-171.
    3. Athreya, Kartik & Sánchez, Juan M. & Tam, Xuan S. & Young, Eric R., 2012. "Bankruptcy and delinquency in a model of unsecured debt," Working Papers 2012-042, Federal Reserve Bank of St. Louis, revised 22 Dec 2016.
    4. Carolina Laureti, 2015. "The Debt Puzzle in Dhaka’s Slums: Do Poor People Co-hold for Liquidity Needs?," Working Papers CEB 15-021, ULB -- Universite Libre de Bruxelles.
    5. Olga Gorbachev & María José Luengo-Prado, 2016. "The Credit Card Debt Puzzle: The Role of Preferences, Credit Risk, and Financial Literacy," Working Papers 16-06, University of Delaware, Department of Economics.
    6. Stephanie Moulton & Donald Haurin & Samuel Dodini & Maximilian D. Schmeiser, 2016. "How Home Equity Extraction and Reverse Mortgages Affect the Credit Outcomes of Senior Households," Working Papers wp351, University of Michigan, Michigan Retirement Research Center.
    7. Fulford, Scott L. & Schuh, Scott, 2015. "Consumer revolving credit and debt over the life cycle and business cycle," Working Papers 15-17, Federal Reserve Bank of Boston.
    8. Silva, Mario, 2017. "New monetarism with endogenous product variety and monopolistic competition," Journal of Economic Dynamics and Control, Elsevier, vol. 75(C), pages 158-181.
    9. Fulford, Scott L. & Schuh, Scott, 2017. "Credit card utilization and consumption over the life cycle and business cycle," Working Papers 17-14, Federal Reserve Bank of Boston.
    10. Carolina Laureti, 2017. "Why do Poor People Co-hold Debt and Liquid Savings?," Working Papers CEB 17-007, ULB -- Universite Libre de Bruxelles.

  11. Scott Fulford, 2010. "How important are banks for development? National banks in the United States 1870–1900," Boston College Working Papers in Economics 753, Boston College Department of Economics, revised 15 Dec 2014.

    Cited by:

    1. Scott Fulford & Ivan Petkov & Fabio Schiantarelli, 2015. "Does It Matter Where You Came From? Ancestry Composition and Economic Performance of U.S. Counties, 1850-2010," Boston College Working Papers in Economics 875, Boston College Department of Economics, revised 02 Feb 2017.
    2. Howard Bodenhorn & David Cuberes, 2010. "Financial development and city growth: Evidence from Northeastern American cities, 1790-1870," Working Papers 2010/35, Institut d'Economia de Barcelona (IEB).
    3. Matthew Jaremski & Peter L. Rousseau, 2013. "Banks, Free Banks, And U.S. Economic Growth," Economic Inquiry, Western Economic Association International, vol. 51(2), pages 1603-1621, April.
    4. Bodenhorn, Howard & Cuberes, David, 2018. "Finance and urbanization in early nineteenth-century New York," Journal of Urban Economics, Elsevier, vol. 104(C), pages 47-58.
    5. Pere Arqué-Castells & Elisabet Viladecans-Marsal, 2013. "Banking towards development: Evidence from the Spanish banking expansion plan," Working Papers 2013/8, Institut d'Economia de Barcelona (IEB).
    6. Pere Arqué-castells & Elisabet Viladecans-Marsal, 2016. "Banking the unbanked: Evidence from the Spanish Banking Expansion Plan," Working Papers 2016/24, Institut d'Economia de Barcelona (IEB).

  12. Scott Fulford, 2010. "The effects of financial development in the short and long run," Boston College Working Papers in Economics 741, Boston College Department of Economics, revised 31 May 2011.

    Cited by:

    1. Scott L. Fulford, 2015. "How Important Are Banks for Development? National Banks in the United States, 1870-1900," The Review of Economics and Statistics, MIT Press, vol. 97(5), pages 921-938, December.
    2. Abhijit Banerjee & Esther Duflo & Rachel Glennerster & Cynthia Kinnan, 2015. "The Miracle of Microfinance? Evidence from a Randomized Evaluation," American Economic Journal: Applied Economics, American Economic Association, vol. 7(1), pages 22-53, January.
    3. Ana Georgina Marín & Rainer Schwabe, 2013. "Bank Competition and Account Penetration: Evidence from Mexico," Working Papers 2013-14, Banco de México.
    4. Joseph P. Kaboski & Robert M. Townsend, 2012. "The Impact of Credit on Village Economies," American Economic Journal: Applied Economics, American Economic Association, vol. 4(2), pages 98-133, April.
    5. Fulford, Scott, 2014. "Returns to Education in India," World Development, Elsevier, vol. 59(C), pages 434-450.
    6. Fulford, Scott L., 2013. "The effects of financial development in the short and long run: Theory and evidence from India," Journal of Development Economics, Elsevier, vol. 104(C), pages 56-72.

Articles

  1. Fulford, Scott L., 2015. "The surprisingly low importance of income uncertainty for precaution," European Economic Review, Elsevier, vol. 79(C), pages 151-171. See citations under working paper version above.
  2. Fulford, Scott L., 2015. "How important is variability in consumer credit limits?," Journal of Monetary Economics, Elsevier, vol. 72(C), pages 42-63.
    See citations under working paper version above.
  3. Scott L. Fulford, 2015. "How Important Are Banks for Development? National Banks in the United States, 1870-1900," The Review of Economics and Statistics, MIT Press, vol. 97(5), pages 921-938, December.
    See citations under working paper version above.
  4. Fulford, Scott, 2014. "Returns to Education in India," World Development, Elsevier, vol. 59(C), pages 434-450.
    See citations under working paper version above.
  5. Fulford, Scott L., 2013. "The effects of financial development in the short and long run: Theory and evidence from India," Journal of Development Economics, Elsevier, vol. 104(C), pages 56-72.

    Cited by:

    1. Ksoll, Christopher & Lilleør, Helene Bie & Lønborg, Jonas Helth & Rasmussen, Ole Dahl, 2016. "Impact of Village Savings and Loan Associations: Evidence from a cluster randomized trial," Journal of Development Economics, Elsevier, vol. 120(C), pages 70-85.
    2. Fulford, Scott L., 2015. "The surprisingly low importance of income uncertainty for precaution," European Economic Review, Elsevier, vol. 79(C), pages 151-171.
    3. Röhrs, Sigrid & Winter, Christoph, 2015. "Public versus private provision of liquidity: Is there a trade-off?," Journal of Economic Dynamics and Control, Elsevier, vol. 53(C), pages 314-339.
    4. Scott Fulford, 2010. "How important is variability in consumer credit limits?," Boston College Working Papers in Economics 754, Boston College Department of Economics, revised 01 May 2014.
    5. Fulford, Scott L. & Schuh, Scott, 2015. "Consumer revolving credit and debt over the life cycle and business cycle," Working Papers 15-17, Federal Reserve Bank of Boston.
    6. Kyle Emerick & Alain de Janvry & Elisabeth Sadoulet & Manzoor H. Dar, 2016. "Technological Innovations, Downside Risk, and the Modernization of Agriculture," American Economic Review, American Economic Association, vol. 106(6), pages 1537-1561, June.
    7. Platteau, Jean-Philippe & De Bock, Ombeline & Gelade, Wouter, 2017. "The Demand for Microinsurance: A Literature Review," World Development, Elsevier, vol. 94(C), pages 139-156.
    8. Angus Deaton, 2016. "Measuring and Understanding Behavior, Welfare, and Poverty," American Economic Review, American Economic Association, vol. 106(6), pages 1221-1243, June.
    9. Fulford, Scott, 2014. "Returns to Education in India," World Development, Elsevier, vol. 59(C), pages 434-450.
    10. Fulford, Scott L. & Schuh, Scott, 2017. "Credit card utilization and consumption over the life cycle and business cycle," Working Papers 17-14, Federal Reserve Bank of Boston.
    11. Pere Arqué-castells & Elisabet Viladecans-Marsal, 2016. "Banking the unbanked: Evidence from the Spanish Banking Expansion Plan," Working Papers 2016/24, Institut d'Economia de Barcelona (IEB).
    12. Samargandi, Nahla & Kutan, Ali M., 2016. "Private credit spillovers and economic growth: Evidence from BRICS countries," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 44(C), pages 56-84.
    13. Treb Allen & David Atkin, 2016. "Volatility and the Gains from Trade," NBER Working Papers 22276, National Bureau of Economic Research, Inc.

More information

Research fields, statistics, top rankings, if available.

Statistics

Access and download statistics for all items

Co-authorship network on CollEc

NEP Fields

NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 14 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-MAC: Macroeconomics (7) 2010-09-25 2012-11-03 2014-11-07 2014-11-22 2015-05-22 2016-02-04 2018-01-15. Author is listed
  2. NEP-HIS: Business, Economic & Financial History (5) 2010-09-25 2013-12-06 2015-05-30 2015-06-20 2016-02-04. Author is listed
  3. NEP-DEM: Demographic Economics (4) 2013-02-16 2013-10-11 2015-05-30 2015-06-20. Author is listed
  4. NEP-BAN: Banking (3) 2010-09-25 2014-11-07 2016-02-04
  5. NEP-LAB: Labour Economics (3) 2013-02-16 2015-05-30 2015-06-20
  6. NEP-MIG: Economics of Human Migration (3) 2013-10-11 2015-05-30 2015-06-20
  7. NEP-URE: Urban & Real Estate Economics (3) 2013-10-11 2015-05-30 2015-06-20
  8. NEP-CBA: Central Banking (2) 2010-09-25 2013-12-06
  9. NEP-DEV: Development (2) 2010-07-17 2013-10-11
  10. NEP-EVO: Evolutionary Economics (2) 2015-05-30 2015-06-20
  11. NEP-GRO: Economic Growth (2) 2015-05-30 2015-06-20
  12. NEP-MON: Monetary Economics (2) 2013-12-06 2015-05-22
  13. NEP-PAY: Payment Systems & Financial Technology (2) 2016-02-04 2018-01-15
  14. NEP-DGE: Dynamic General Equilibrium (1) 2014-11-07
  15. NEP-EDU: Education (1) 2013-02-16
  16. NEP-IAS: Insurance Economics (1) 2014-11-07
  17. NEP-LMA: Labor Markets - Supply, Demand, & Wages (1) 2013-02-16
  18. NEP-MFD: Microfinance (1) 2010-07-17
  19. NEP-SOC: Social Norms & Social Capital (1) 2015-05-30

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