Learning Whom to Trust : Decision-Generated Credibility in Social Learning

Social interaction can improve collective learning but also amplify early mistakes. We study this tension when the credibility of social information is generated by the sender's own decision process rather than fixed ex ante. Reinforcement-learning agents make binary choices through a drift--diffusion process that jointly determines choice, decision time, and confidence; decision confidence then becomes social credibility by weighting anticipatory influence and retrospective social learning. Under balanced community exposure, the anticipatory field admits an exact quotient representation. Its local Jacobian is a scalar decision-sensitivity term multiplying the community-coupling matrix, which yields a common-mode amplification threshold and an analytical role for cross-community permeability in damping relative community differences. Monte Carlo experiments show the corresponding non-monotone performance pattern: moderate transmission accelerates correction, whereas strong transmission can lock populations into wrong consensus; low permeability instead sustains disagreement. Ablations reveal a dual role for confidence: credibility-sensitive transmission amplifies social error, while confidence-dependent private learning stabilises it. The model yields testable predictions linking sender confidence to receiver behaviour conditional on accuracy.