Microcredit And The Poorest Of The Poor: Theory And Evidence From Bolivia
We construct a theoretical framework that puts the social worth of a microfinance organization (MFO) in terms of the depth, worth to users, cost to users, breadth, length, and scope of its output. We then analyze evidence of depth of outreach for five MFOs in Bolivia. Most of the poor households reached by the MFOs were near the poverty linethey were the richest of the poor. Group lenders had more depth of outreach than individual lenders. The urban poorest were more likely to be borrowers, but rural borrowers were more likely to be among the poorest.
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| Date of creation: | 1998 |
| Handle: | RePEc:ags:ohsesp:28334 |
| Contact details of provider: | Postal: 2120 Fyffe Road, Columbus, Ohio 43210-1099 Web page: http://www-agecon.ag.ohio-state.edu/ More information through EDIRC
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- Gonzalez-Vega, Claudio & Schreiner, Mark & Meyer, Richard L. & Rodriguez-Meza, Jorge & Navajas, Sergio, 1996. "Bancosol: The Challenge Of Growth For Microfinance Organizations," Economics and Sociology Occasional Papers 28333, Ohio State University, Department of Agricultural, Environmental and Development Economics.
- J. D. Von Pischke & Dale W Adams, 1980. "Fungibility and the Design and Evaluation of Agricultural Credit Projects," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 62(4), pages 719-726.
- Morduch, Jonathan, 2000.
"The Microfinance Schism,"
World Development,
Elsevier, vol. 28(4), pages 617-629, April.
- Morduch, J., 1998. "The Microfinance Schism," Papers 626, Harvard - Institute for International Development.
- Lipton, Michael & Ravallion, Martin, 1995. "Poverty and policy," Handbook of Development Economics,in: Hollis Chenery & T.N. Srinivasan (ed.), Handbook of Development Economics, edition 1, volume 3, chapter 41, pages 2551-2657 Elsevier.
- Lipton, Michael & Ravallion, Martin, 1993. "Poverty and policy," Policy Research Working Paper Series 1130, The World Bank.
- repec:pri:rpdevs:morduch_microfinance_poor is not listed on IDEAS
- Buckley, Graeme, 1997. "Microfinance in Africa: Is it either the problem or the solution?," World Development, Elsevier, vol. 25(7), pages 1081-1093, July.
- Gonzalez-Vega, Claudio & Meyer, Richard L. & Navajas, Sergio & Schreiner, Mark & Rodriguez-Meza, Jorge & Monje, Guillermo F., 1996. "Microfinance Market Niches And Client Profiles In Bolivia," Economics and Sociology Occasional Papers 28332, Ohio State University, Department of Agricultural, Environmental and Development Economics.
- Claudio Gonzalez-Vega & Richard L. Meyer & Sergio Navajas & Mark Schreiner & Jorge Rodriguez-Meza & Guillermo Monje, 2001. "Microfinance Market Niches and Client Profiles in Bolivia," Computational Economics 0109002, EconWPA.
- Mosley, Paul & Hulme, David, 1998. "Microenterprise finance: Is there a conflict between growth and poverty alleviation?," World Development, Elsevier, vol. 26(5), pages 783-790, May.
- Yaron, Jacob, 1994. "What Makes Rural Finance Institutions Successful?," World Bank Research Observer, World Bank Group, vol. 9(1), pages 49-70, January. Full references (including those not matched with items on IDEAS)
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