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William Robert Emmons

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Personal Details

First Name:William
Middle Name:Robert
Last Name:Emmons
Suffix:
RePEc Short-ID:pem7
St. Louis, Missouri (United States)
http://www.stlouisfed.org/household-financial-stability/

:
(314)444-8753
P.O. Box 442, St. Louis, MO 63166
RePEc:edi:cfrblus (more details at EDIRC)
St. Louis, Missouri (United States)
http://www.stlouisfed.org/

:
(314)444-8753
P.O. Box 442, St. Louis, MO 63166
RePEc:edi:frbslus (more details at EDIRC)
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  1. William R. Emmons & Gregory E. Sierra, 2006. "Relationship loans and regulatory capital: why fair-value accounting is inappropriate for bank loans," Supervisory Policy Analysis Working Papers 2006-02, Federal Reserve Bank of St. Louis.
  2. William R. Emmons, 2005. "Consumer-finance myths and other obstacles to financial literacy," Supervisory Policy Analysis Working Papers 2005-03, Federal Reserve Bank of St. Louis.
  3. William R. Emmons & Frank A. Schmid, 2004. "When for-profits and not-for-profits compete: theory and empirical evidence from retail banking," Working Papers 2004-004, Federal Reserve Bank of St. Louis.
  4. William R. Emmons & Frank A. Schmid, 2004. "Monetary policy actions and the incentive to invest," Working Papers 2004-018, Federal Reserve Bank of St. Louis.
  5. William R. Emmons & Gregory E. Sierra, 2004. "Executive compensation at Fannie Mae and Freddie Mac," Supervisory Policy Analysis Working Papers 2004-06, Federal Reserve Bank of St. Louis.
  6. William R. Emmons & Frank A. Schmid, 2002. "Cracks in the facade: American economic and financial structures after the boom," Working Papers 2002-026, Federal Reserve Bank of St. Louis.
  7. William R. Emmons & James K. Seward, 2002. "The impact of alternative bank monitoring policies on corporate investment and financing decisions," Supervisory Policy Analysis Working Papers 2002-09, Federal Reserve Bank of St. Louis.
  8. William R. Emmons & R. Alton Gilbert & Timothy J. Yeager, 2002. "Scale economies and geographic diversification as forces driving community bank mergers," Supervisory Policy Analysis Working Papers 2002-02, Federal Reserve Bank of St. Louis.
  9. Sujit Chakravorti & William R. Emmons, 2001. "Who pays for credit cards?," Occasional Paper; Emerging Payments EPS-2001-1, Federal Reserve Bank of Chicago.
  10. William R. Emmons & Frank A. Schmid, 2001. "Corporate governance, entrenched labor, and economic growth," Working Papers 2001-023, Federal Reserve Bank of St. Louis.
  11. William R. Emmons & R. Alton Gilbert & Timothy J. Yeager, 2001. "The importance of scale economies and geographic diversification in community bank mergers," Working Papers 2001-024, Federal Reserve Bank of St. Louis.
  12. William R. Emmons & Frank A. Schmid, 2000. "Pricing and dividend policies in open credit cooperatives," Working Papers 2000-008, Federal Reserve Bank of St. Louis.
  13. William R. Emmons & Frank A. Schmid, 2000. "Banks vs. credit unions; dynamic competition in local markets," Working Papers 2000-006, Federal Reserve Bank of St. Louis.
  14. William R. Emmons & Frank A. Schmid, 1999. "Corporate governance and corporate performance," Working Papers 1999-018, Federal Reserve Bank of St. Louis.
  15. Emmons, William R. & Schmid, Frank A., 1998. "Credit unions and the common bond," CFS Working Paper Series 1999/01, Center for Financial Studies (CFS).
  16. William R. Emmons & Frank A. Schmid, 1998. "Universal banking, allocation of control rights, and corporate finance in Germany," Working Papers 1998-001, Federal Reserve Bank of St. Louis.
  17. William R. Emmons & Willi Mueller, 1997. "Conflict of interest between borrowers and lenders in credit co- operatives: the case of German co-operative banks," Working Papers 1997-009, Federal Reserve Bank of St. Louis.
  18. William R. Emmons, 1995. "Interbank netting agreement and the distribution of bank default risk," Working Papers 1995-016, Federal Reserve Bank of St. Louis.
  19. William R. Emmons, 1993. "Increased risk-taking versus local economic conditions as causes of bank failures," Proceedings 408, Federal Reserve Bank of Chicago.
  1. Emmons, William R. & Ricketts, Lowell R., 2016. "Unequal Degrees of Affluence: Racial and Ethnic Wealth Differences across Education Levels," The Regional Economist, Federal Reserve Bank of St. Louis, issue October.
  2. Boshara, Ray & Emmons, William R. & Noeth, Bryan J., 2016. "The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 3: Age, Birth Year and Wealth," Demographics of Wealth, Federal Reserve Bank of St. Louis, issue 3, pages 1-28.
  3. Emmons, William R. & Ricketts, Lowell R. & Pettigrew , Tasso, 2016. "Choosing to Fail or Lack of Choice? The Demographics of Loan Delinquency," In the Balance, Federal Reserve Bank of St. Louis, issue 15, pages 1-3.
  4. Emmons, William R. & Noeth, Bryan J., 2015. "The Middle Class May Be Under More Pressure Than You Think," In the Balance, Federal Reserve Bank of St. Louis, issue 11, pages 1-4.
  5. Ray Boshara & William R. Emmons, 2015. "A Balance Sheet Perspective on Financial Success: Why Starting Early Matters," Journal of Consumer Affairs, Wiley Blackwell, vol. 49(1), pages 267-298, 03.
  6. Boshara, Ray & Emmons, William R. & Noeth, Bryan J., 2015. "The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 1: Race, Ethnicity and Wealth," Demographics of Wealth, Federal Reserve Bank of St. Louis, issue 1, pages 1-24.
  7. Boshara, Ray & Emmons, William R. & Noeth, Bryan J., 2015. "The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 2: The Role of Education," Demographics of Wealth, Federal Reserve Bank of St. Louis, issue 2, pages 1-28.
  8. Emmons, William R. & Ricketts, Lowell R., 2015. "The Importance of Wealth is Growing," In the Balance, Federal Reserve Bank of St. Louis, issue 13, pages 1-3.
  9. Emmons, William R. & Noeth, Bryan J., 2015. "Why Didn't Higher Education Protect Hispanic and Black Wealth?," In the Balance, Federal Reserve Bank of St. Louis, issue 12, pages 1-3.
  10. Emmons, William R. & Noeth, Bryan J., 2014. "Hispanic population's share of wealth likely to increase by 2025," In the Balance, Federal Reserve Bank of St. Louis, issue 8, pages 1-4.
  11. Emmons, William R. & Noeth, Bryan J., 2014. "Despite aggressive deleveraging, generation X remains "generation debt"," In the Balance, Federal Reserve Bank of St. Louis, issue 9, pages 1-3.
  12. Emmons, William R. & Noeth, Bryan J., 2014. "Five Simple Questions That Reveal Your Financial Health and Wealth," In the Balance, Federal Reserve Bank of St. Louis, issue 10, pages 1-3.
  13. Emmons, William R. & Noeth, Bryan J., 2014. "Housing crash continues to overshadow young families' balance sheets," In the Balance, Federal Reserve Bank of St. Louis, issue 7, pages 1-6.
  14. Emmons, William R. & Noeth, Bryan J., 2013. "Housing rebound broadens the wealth recovery but much more is needed," In the Balance, Federal Reserve Bank of St. Louis, issue 5, pages 1-4.
  15. Emmons, William R. & Noeth, Bryan J., 2013. "Why did young families lose so much wealth during the crisis? the role of homeownership," Review, Federal Reserve Bank of St. Louis, issue Jan, pages 1-26.
  16. Emmons, William R. & Noeth, Bryan J., 2013. "Economic vulnerability and financial fragility," Review, Federal Reserve Bank of St. Louis, issue Sep, pages 361-388.
  17. Emmons, William R. & Noeth, Bryan J., 2013. "Mortgage borrowing: the boom and bust," The Regional Economist, Federal Reserve Bank of St. Louis, April.
  18. Emmons, William R. & Noeth, Bryan J., 2013. "Wealth recovery still not complete, remains uneven across families and locations," In the Balance, Federal Reserve Bank of St. Louis, issue 6, pages 1-2.
  19. William R. Emmons & Bryan J. Noeth, 2013. "Still digging out: real net worth per household has rebounded 63 percent since hitting bottom in early 2009," In the Balance, Federal Reserve Bank of St. Louis, issue 4.
  20. Emmons, William & Noeth, Bryan, 2013. "The nation's wealth recovery since 2009 conceals vastly different balance-sheet realities among America's families," In the Balance, Federal Reserve Bank of St. Louis, issue 3, pages 1-2.
  21. William R. Emmons & Bryan J. Noeth, 2012. "Shifting fortunes: wealth trends in the Federal Reserve’s survey of consumer finances," In the Balance, Federal Reserve Bank of St. Louis, issue 1.
  22. William R. Emmons, 2012. "Where housing markets lead in 2012, Eighth District economies are likely to follow," Central Banker, Federal Reserve Bank of St. Louis, issue Spr.
  23. Emmons, William R., 2012. "Don't expect consumer spending to be the engine of economic growth it once was," The Regional Economist, Federal Reserve Bank of St. Louis, January.
  24. Ray Boshara & William R. Emmons, 2012. "After the fall : rebuilding family balance sheets, rebuilding the economy," Annual Report, Federal Reserve Bank of St. Louis, pages 4-15.
  25. William R. Emmons & Bryan J. Noeth, 2012. "Household financial stability: who suffered the most from the crisis?," The Regional Economist, Federal Reserve Bank of St. Louis, issue Jul.
  26. William R. Emmons & Bryan J. Noeth, 2012. "Unsteady progress: income trends in the Federal Reserve's survey of consumer finances," In the Balance, Federal Reserve Bank of St. Louis, issue 2.
  27. Julia S. Maués & Daigo Gubo & William R. Emmons, 2011. "Economic focus: unlike prior decades, house-price changes in largest District cities are following national trends," Central Banker, Federal Reserve Bank of St. Louis, issue Fall.
  28. William R. Emmons & Kathy Fogel & Wayne Y. Lee & Deena Rorie & Liping Ma & Timothy J. Yeager, 2011. "The foreclosure crisis in 2008: predatory lending or household overreaching?," The Regional Economist, Federal Reserve Bank of St. Louis, issue July, pages 12-14.
  29. William R. Emmons, 2011. "Real estate loans remain a critical part of Eighth District bank portfolios," Central Banker, Federal Reserve Bank of St. Louis, issue Summer.
  30. William R. Emmons, 2011. "Questions about the budget deficit of the U.S. have no easy answers," The Regional Economist, Federal Reserve Bank of St. Louis, issue Oct, pages 6-7.
  31. William R. Emmons, 2010. "Economic hangover: recovery is likely to be prolonged, painful," The Regional Economist, Federal Reserve Bank of St. Louis, issue Apr, pages 4-9.
  32. William R. Emmons, 2009. "Housing's great fall: putting household balance sheets together again," The Regional Economist, Federal Reserve Bank of St. Louis, issue Oct, pages 14-15.
  33. William R. Emmons, 2008. "The mortgage crisis: let markets work, but compensate the truly needy," The Regional Economist, Federal Reserve Bank of St. Louis, issue Jul, pages 10-16.
  34. William R. Emmons & Christopher J. Neely, 2007. "Why do gasoline prices react to things that have not happened?," The Regional Economist, Federal Reserve Bank of St. Louis, issue Jul, pages 10-11.
  35. Rajdeep Sengupta & William R. Emmons, 2007. "What is subprime lending?," Monetary Trends, Federal Reserve Bank of St. Louis, issue Jun.
  36. William R. Emmons & Aeimit K. Lakdawala & Christopher J. Neely, 2006. "What are the odds? option-based forecasts of FOMC target changes," Review, Federal Reserve Bank of St. Louis, issue Nov, pages 543-562.
  37. William R. Emmons & Anthony Pennington-Cross, 2006. "Editor's introduction," Review, Federal Reserve Bank of St. Louis, issue Jul, pages 221-234.
  38. William R. Emmons, 2006. "As household asset values rise, should we still worry about the saving rate?," The Regional Economist, Federal Reserve Bank of St. Louis, issue Jul, pages 10-11.
  39. William R. Emmons, 2005. "Cash-out refinancing: check it out carefully," The Regional Economist, Federal Reserve Bank of St. Louis, issue Jul, pages 10-11.
  40. William R. Emmons & Vahe Lskavyan & Timothy J. Yeager, 2005. "Basel II will trickle down to community bankers, consumers," The Regional Economist, Federal Reserve Bank of St. Louis, issue Apr, pages 12-13.
  41. William R. Emmons & Mark D. Vaughan & Timothy J. Yeager, 2004. "The housing giants in plain view," The Regional Economist, Federal Reserve Bank of St. Louis, issue Jul, pages 4-9.
  42. William Emmons & R. Gilbert & Timothy Yeager, 2004. "Reducing the Risk at Small Community Banks: Is it Size or Geographic Diversification that Matters?," Journal of Financial Services Research, Springer;Western Finance Association, vol. 25(2), pages 259-281, April.
  43. William R. Emmons & Frank A. Schmid, 2003. "Credit unions make friends-but not with bankers," The Regional Economist, Federal Reserve Bank of St. Louis, issue Oct, pages 4-9.
  44. William R. Emmons & Frank A. Schmid, 2002. "Asset mispricing, arbitrage, and volatility," Review, Federal Reserve Bank of St. Louis, issue Nov, pages 19-28.
  45. William R. Emmons & Timothy J. Yeager, 2002. "An imperfect crystal ball," The Regional Economist, Federal Reserve Bank of St. Louis, issue Jan., pages 10-11.
  46. William R. Emmons & Frank A. Schmid, 2002. "Pricing and Dividend Policies in Open Credit Cooperatives," Journal of Institutional and Theoretical Economics (JITE), Mohr Siebeck, Tübingen, vol. 158(2), pages 234-, June.
  47. William R. Emmons & Frank A. Schmid, 2001. "Membership structure, competition, and occupational credit union deposit rates," Review, Federal Reserve Bank of St. Louis, issue Jan, pages 41-50.
  48. William R. Emmons, 2001. "Expectations and fundamentals," Monetary Trends, Federal Reserve Bank of St. Louis, issue Jul.
  49. William R. Emmons & R. Alton Gilbert & Mark D. Vaughan, 2001. "A third pillar of bank supervision," The Regional Economist, Federal Reserve Bank of St. Louis, issue Oct, pages 4-9.
  50. William R. Emmons & Frank A. Schmid, 2000. "The Asian crisis and the exposure of large U.S. firms," Review, Federal Reserve Bank of St. Louis, issue Jan, pages 15-34.
  51. William R. Emmons & Frank A. Schmid, 2000. "Bank competition and concentration: do credit unions matter?," Review, Federal Reserve Bank of St. Louis, issue May, pages 29-42.
  52. William R. Emmons, 2000. "What’s behind the falling U.S. private savings rate?," National Economic Trends, Federal Reserve Bank of St. Louis, issue Aug.
  53. William R. Emmons, 2000. "CBO’s growth outlook," National Economic Trends, Federal Reserve Bank of St. Louis, issue Nov.
  54. William R. Emmons, 2000. "Inflation, exchange rates, and oil prices," International Economic Trends, Federal Reserve Bank of St. Louis, issue Nov.
  55. William R. Emmons, 2000. "The information content of Treasury inflation-indexed securities," Review, Federal Reserve Bank of St. Louis, issue Nov, pages 25-38.
  56. William R. Emmons, 1999. "What can "buy-and-hold" stock investors expect?," Monetary Trends, Federal Reserve Bank of St. Louis, issue Jun.
  57. William R. Emmons & Frank A. Schmid, 1999. "Wages and risk-taking in occupational credit unions: theory and evidence," Review, Federal Reserve Bank of St. Louis, issue Mar, pages 13-32.
  58. William R. Emmons, 1999. "Convergence in the Euro-zone?," Monetary Trends, Federal Reserve Bank of St. Louis, issue Oct.
  59. William R. Emmons & Frank A. Schmid, 1999. "Credit unions and the common bond," Review, Federal Reserve Bank of St. Louis, issue Sep, pages 41-64.
  60. William R. Emmons & Frank A. Schmid, 1998. "Universal banking, control rights, and corporate finance in Germany," Review, Federal Reserve Bank of St. Louis, issue Jul, pages 19-42.
  61. William R. Emmons, 1998. "Is household debt too high?," Monetary Trends, Federal Reserve Bank of St. Louis, issue Dec.
  62. William R. Emmons, 1998. "The current P/E ratio: higher than you think," Monetary Trends, Federal Reserve Bank of St. Louis, issue Jun.
  63. William R. Emmons, 1997. "Recent developments in wholesale payments systems," Review, Federal Reserve Bank of St. Louis, issue Nov, pages 23-43.
  64. William R. Emmons, 1996. "Price stability and the efficiency of the retail payments system," Review, Federal Reserve Bank of St. Louis, issue Sep, pages 49-61.
  1. William R. Emmons & Frank A. Schmid, 2003. "Cracks in the façade: American economic and financial structures after the boom," Chapters, in: The Structural Foundations of International Finance, chapter 7 Edward Elgar Publishing.
  2. William R. Emmons & Frank A. Schmid, 2003. "The US policy mix and corporate strategies," Chapters, in: Alliance Capitalism for the New American Economy, chapter 6 Edward Elgar Publishing.
NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 8 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-FMK: Financial Markets (2) 2002-12-09 2006-08-12. Author is listed
  2. NEP-HIS: Business, Economic & Financial History (2) 2000-03-06 2002-12-09. Author is listed
  3. NEP-PKE: Post Keynesian Economics (2) 2002-02-15 2002-02-15. Author is listed
  4. NEP-ACC: Accounting & Auditing (1) 2007-03-31
  5. NEP-BAN: Banking (1) 2007-03-31
  6. NEP-BEC: Business Economics (1) 2005-05-23
  7. NEP-CBE: Cognitive & Behavioural Economics (1) 2006-08-12
  8. NEP-CFN: Corporate Finance (1) 2000-01-31
  9. NEP-EDU: Education (1) 2006-08-12
  10. NEP-GEO: Economic Geography (1) 2002-04-15
  11. NEP-MON: Monetary Economics (1) 2005-01-10
  12. NEP-NET: Network Economics (1) 2001-06-08
  13. NEP-REG: Regulation (1) 2007-03-31
  14. NEP-URE: Urban & Real Estate Economics (1) 2005-05-23
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