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Basel II will trickle down to community bankers, consumers

Author

Listed:
  • William R. Emmons
  • Vahe Lskavyan
  • Timothy J. Yeager

Abstract

The new banking accord could make survival for some regional and community banks more difficult. On the other hand, consumers could see lower mortgage rates.

Suggested Citation

  • William R. Emmons & Vahe Lskavyan & Timothy J. Yeager, 2005. "Basel II will trickle down to community bankers, consumers," The Regional Economist, Federal Reserve Bank of St. Louis, issue Apr, pages 12-13.
    • Handle: RePEc:fip:fedlre:y:2005:i:apr:p:12-13
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    File URL: https://www.stlouisfed.org/publications/regional-economist/april-2005/basel-ii-will-trickle-down-to-community-bankers-consumers
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    Citations

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    Cited by:

    1. R. Alton Gilbert, 2006. "Keep the Leverage Ratio for Large Banks to Limit the Competititive Effects of Implementing Basel II Captial Requirements," NFI Policy Briefs 2006-PB-01, Indiana State University, Scott College of Business, Networks Financial Institute.
    2. Paul Calem & James Follain, 2007. "Regulatory Capital Arbitrage and the Potential Competitive Impact of Basel II in the Market for Residential Mortgages," The Journal of Real Estate Finance and Economics, Springer, vol. 35(2), pages 197-219, August.

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