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The effects of unemployment rate fluctuations on private health insurance coverage in New Zealand

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  • David Chamberlain
  • Andrea Kutinova Menclova

Abstract

In this paper, we estimate the effect of changes in the unemployment rate on private health insurance coverage of New Zealanders using quarterly national data from 1999 to 2009. A 1 percentage point increase in the unemployment rate is associated with a decrease of 9843 lives covered by private health insurance or a 0.32 percentage point decrease in the coverage rate of the total New Zealand population - representing a change of 0.7%-1.0% from the baseline. We also find some evidence of a stronger effect on men and the elderly and of an asymmetric effect on new insurance contracts vs. terminations.

Suggested Citation

  • David Chamberlain & Andrea Kutinova Menclova, 2015. "The effects of unemployment rate fluctuations on private health insurance coverage in New Zealand," New Zealand Economic Papers, Taylor & Francis Journals, vol. 49(2), pages 157-170, August.
    • Handle: RePEc:taf:nzecpp:v:49:y:2015:i:2:p:157-170
    DOI: 10.1080/00779954.2013.876699
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    References listed on IDEAS

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    1. Christopher Ball & Michael Ryan, 2014. "New Zealand households and the 2008/09 recession," New Zealand Economic Papers, Taylor & Francis Journals, vol. 48(1), pages 21-39, April.
    2. Soimakallio, Sampo & Saikku, Laura, 2012. "CO2 emissions attributed to annual average electricity consumption in OECD (the Organisation for Economic Co-operation and Development) countries," Energy, Elsevier, vol. 38(1), pages 13-20.
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