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Quel Avenir Pour La Finance Islamique En Tunisie ?

Author

Listed:
  • WISSEM AJILI

    (Université de Carthage- Tunisie)

  • ZEINEB BEN GARA

    (Doctorante à l’Institut des Hautes Etudes Commerciales - IHEC de Carthage)

Abstract

RESUME: L’article a pour objectif de déterminer les facteurs explicatifs de la réticence (ou non) des tunisiens vis-à-visde la finance islamique et d’apprécier le potentiel de développement d’un système financier islamique en Tunisie sur le moyen-long terme. Ainsi, sur la base d’une étude exploratoire menée conjointement auprès des professionnels de la finance conventionnelle et islamique et des ménages, plusieurs facteurs de réticence ont été identifiés. Néanmoins, tandis que les professionnels avancent exclusivement des arguments d’ordre économique, technique et règlementaire, pour justifier leur comportement par rapport à la finance islamique, les ménages tiennent également compte des barrières politiques et culturelles. Enfin, l’étude démontre que les conditions sine qua non au développement de la finance islamique en Tunisie sont au nombre de trois : l’information, la formation et l’amélioration du cadre juridique et règlementaire.

Suggested Citation

  • Wissem Ajili & Zeineb Ben Gara, 2013. "Quel Avenir Pour La Finance Islamique En Tunisie ?," Etudes en Economie Islamique, The Islamic Research and Training Institute (IRTI), vol. 7, pages 31-70.
    • Handle: RePEc:ris:etecis:0021
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    References listed on IDEAS

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