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Bank Lending to Native American Applicants: An Investigation of Mortgage Flows and Government Guarantee Programs on Native American Lands

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  • Ken Cyree
  • Keith Harvey
  • Michael Melton

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  • Ken Cyree & Keith Harvey & Michael Melton, 2004. "Bank Lending to Native American Applicants: An Investigation of Mortgage Flows and Government Guarantee Programs on Native American Lands," Journal of Financial Services Research, Springer;Western Finance Association, vol. 26(1), pages 29-54, August.
    • Handle: RePEc:kap:jfsres:v:26:y:2004:i:1:p:29-54
    DOI: 10.1023/B:FINA.0000029656.94739.75
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    References listed on IDEAS

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    1. Day, Theodore E & Liebowitz, S J, 1998. "Mortgage Lending to Minorities: Where's the Bias?," Economic Inquiry, Western Economic Association International, vol. 36(1), pages 3-28, January.
    2. Munnell, Alicia H. & Geoffrey M. B. Tootell & Lynn E. Browne & James McEneaney, 1996. "Mortgage Lending in Boston: Interpreting HMDA Data," American Economic Review, American Economic Association, vol. 86(1), pages 25-53, March.
    3. Yezer, Anthony M J & Phillips, Robert F & Trost, Robert P, 1994. "Bias in Estimates of Discrimination and Default in Mortgage Lending: The Effects of Simultaneity and Self-Selection," The Journal of Real Estate Finance and Economics, Springer, vol. 9(3), pages 197-215, November.
    4. Hunter, William C & Walker, Mary Beth, 1996. "The Cultural Affinity Hypothesis and Mortgage Lending Decisions," The Journal of Real Estate Finance and Economics, Springer, vol. 13(1), pages 57-70, July.
    5. Ferguson, Michael F & Peters, Stephen R, 1995. "What Constitutes Evidence of Discrimination in Lending?," Journal of Finance, American Finance Association, vol. 50(2), pages 739-748, June.
    6. Heckman, James J, 1978. "Dummy Endogenous Variables in a Simultaneous Equation System," Econometrica, Econometric Society, vol. 46(4), pages 931-959, July.
    7. HAROLD Black & M. Collins & Ken Cyree, 1997. "Do Black-Owned Banks Discriminate against Black Borrowers?," Journal of Financial Services Research, Springer;Western Finance Association, vol. 11(1), pages 189-204, February.
    8. Dawkins, Mark C., 2002. "Simultaneity bias in mortgage lending: A test of simultaneous equations models on bank-specific data," Journal of Banking & Finance, Elsevier, vol. 26(8), pages 1593-1613, August.
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    Citations

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    Cited by:

    1. Dimitrova-Grajzl, Valentina & Grajzl, Peter & Guse, A. Joseph & Todd, Richard M., 2015. "Consumer credit on American Indian reservations," Economic Systems, Elsevier, vol. 39(3), pages 518-540.
    2. Laura Cattaneo & Donna Feir, 2021. "The Price of Mortgage Financing for Native Americans," Journal of Economics, Race, and Policy, Springer, vol. 4(4), pages 302-319, December.
    3. Russ Kashian & Yuhan Xue & Rashiqa Kamal, 2019. "Ownership characteristics of Asian American banks," Journal of Economics and Finance, Springer;Academy of Economics and Finance, vol. 43(3), pages 528-551, July.
    4. Laderman, Elizabeth & Reid, Carolina, 2010. "Mortgage lending on Native American reservations: Does a guarantee matter?," Journal of Housing Economics, Elsevier, vol. 19(3), pages 233-242, September.

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