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The Effect Of Banking Expansion On Profit Efficiency Of Saudi Arabia Commercial Banks

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  • Dr. Nader Alber

    (Associate Professor, Faculty of Commerce, Ain Shams University)

Abstract

This paper aims at analyzing the profit efficiency of the Saudi Arabia Commercial banks, and testing how it could be affected by banking expansion. This has been conducted using a sample of 6 commercial banks (out of 11), and covering the period from 1998 to 2007. Profit efficiency has been measured, using the ratio of actual profitability to the best one, which a similar bank (in size) can realize. Tests indicated that we could accept hypotheses regarding the effects of "availability of phone banking", "number of ATMs" and "number of branches" on profit efficiency of Saudi banks, also referred to the need to reject the hypotheses regarding the effects of "number of POSs", "availability of PC banking" and "availability of mobile banking"

Suggested Citation

  • Dr. Nader Alber, 2011. "The Effect Of Banking Expansion On Profit Efficiency Of Saudi Arabia Commercial Banks," Journal of Global Business and Economics, Global Research Agency, vol. 3(1), pages 11-23, July.
    • Handle: RePEc:grg:01biss:v:3:y:2011:i:1:p:11-23
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    References listed on IDEAS

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    3. R.M. Mahboub, 2018. "The Impact of Information and Communication Technology Investments on the Performance of Lebanese Banks," European Research Studies Journal, European Research Studies Journal, vol. 0(4), pages 435-458.
    4. Ayth I. Almubarak & Abdullah A. Aljughaiman, 2024. "Corporate Governance and FinTech Innovation: Evidence from Saudi Banks," JRFM, MDPI, vol. 17(2), pages 1-12, January.

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    JEL classification:

    • M0 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - General

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