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Fintech Between Revolution and Evolution: Trends and Academic Contributions in a Bibliometric Analysis

Author

Listed:
  • Marian Ilie Siminică

    (University of Craiova, Craiova, Romania)

  • Gabriela Badareu

    (University of Craiova, Craiova, Romania)

  • Daniel Cîrciumaru

    (University of Craiova, Craiova, Romania)

  • Silviu Cârstina

    (University of Craiova, Craiova, Romania)

  • Mirela Cristea

    (University of Craiova, Craiova, Romania)

Abstract

This study presents a comprehensive bibliometric analysis of FinTech research, examining its evolution, key contributors, and emerging trends using data from the Web of Science database, covering 7,245 publications from 1996 to 2025. By employing citation analysis, co-authorship networks, and keyword co-occurrence mapping, the study explores the annual distribution of publications, document types, most cited authors, leading institutions, and influential research themes. Findings reveal a significant rise in fintech-related research over the past decade, driven by technological advancements, regulatory shifts, and digital finance adoption. Key thematic clusters include artificial intelligence, blockchain, financial inclusion, and FinTech innovation. This analysis provides valuable insights for researchers, policymakers, and industry professionals by identifying influential studies, collaboration networks, and emerging directions that shape the future of FinTech research. The practical utility of this study lies in its ability to support evidence-based decision-making, guide strategic investments, and inform policy development in the rapidly evolving FinTech ecosystem.

Suggested Citation

  • Marian Ilie Siminică & Gabriela Badareu & Daniel Cîrciumaru & Silviu Cârstina & Mirela Cristea, 2025. "Fintech Between Revolution and Evolution: Trends and Academic Contributions in a Bibliometric Analysis," Journal of Financial Studies, Institute of Financial Studies, vol. 10(17), pages 211-239, May.
    • Handle: RePEc:fst:rfsisf:v:10:y:2025:i:18:p:211-239
    DOI: 10.55654/JFS.2025.10.18.11
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    Keywords

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    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
    • C89 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - Other

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