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The impact of higher rent levels on private health insurance enrollment: An exploratory analysis for a single state, Virginia

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  • Richard J. Cebula
  • Zachary Ehrlich
  • Maggie Foley

Abstract

This exploratory empirical study proffers and empirically examines the following two hypotheses: the higher the monthly rent levels being charged for apartments, the lower the percent of the population age 18 years to age 65 that opts to obtain private (whether group or individual) health insurance: and the greater the percentage growth rate of median household income, the greater the growth in the capacity to purchase health insurance. Panel 2SLS estimation provides what may be viewed as at least preliminary empirical support for both hypotheses. Certain policy implications are suggested.

Suggested Citation

  • Richard J. Cebula & Zachary Ehrlich & Maggie Foley, 2024. "The impact of higher rent levels on private health insurance enrollment: An exploratory analysis for a single state, Virginia," American Journal of Economics and Sociology, Wiley Blackwell, vol. 83(1), pages 7-15, January.
    • Handle: RePEc:bla:ajecsc:v:83:y:2024:i:1:p:7-15
    DOI: 10.1111/ajes.12504
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    References listed on IDEAS

    as
    1. Nguyen, K.H. & Sommers, B.D., 2016. "Access and quality of care by insurance type for low-income adults before the affordable care act," American Journal of Public Health, American Public Health Association, vol. 106(8), pages 1409-1415.
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    4. David M. Cutler, 1994. "A Guide to Health Care Reform," Journal of Economic Perspectives, American Economic Association, vol. 8(3), pages 13-29, Summer.
    5. Hausman, Jerry, 2015. "Specification tests in econometrics," Applied Econometrics, Russian Presidential Academy of National Economy and Public Administration (RANEPA), vol. 38(2), pages 112-134.
    6. Richard Cebula, 2006. "A Further Analysis of Determinants of Health Insurance Coverage," International Advances in Economic Research, Springer;International Atlantic Economic Society, vol. 12(3), pages 382-389, August.
    7. repec:kap:iaecre:v:12:y:2006:i:3:p:382-389 is not listed on IDEAS
    8. Meseret Belete Fite & Kedir Teji Roba & Bedasa Taye Merga & Belay Negash Tefera & Gemechu Ayela Beha & Temesgen Tafesse Gurmessa, 2021. "Factors associated with enrollment for community-based health insurance scheme in Western Ethiopia: Case-control study," PLOS ONE, Public Library of Science, vol. 16(6), pages 1-10, June.
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