Differential Pricing Of Agricultural Operating Loans By Commercial Banks
Differential and variable interest rate pricing strategies are used for agricultural operating loans by the majority of South Dakota commercial banks. However, the prevalence does vary by legal organization. Significant differences were found among differential interest rate pricing structures of independent banks, branch banks, and multibank holding company affiliates.
Volume (Year): 10 (1985)
Issue (Month): 02 (December)
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- Barth, James R & Cordes, Joseph J & Yezer, Anthony M J, 1983. "An Analysis of Informational Restrictions on the Lending Decisions of Financial Institutions," Economic Inquiry, Western Economic Association International, vol. 21(3), pages 349-60, July.
- Gerald A. Hanweck & Thomas Eric Kilcollin, 1981.
"Bank profitability and interest rate risk,"
Research Papers in Banking and Financial Economics
51, Board of Governors of the Federal Reserve System (U.S.).
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