IDEAS home Printed from https://ideas.repec.org/a/abg/anprac/v27y2023i61589.html

Digital Social Currencies, Institutional Pressures and the Social Modeling of Technology

Author

Listed:
  • Raquel Melo de Almeida
  • Diego Mota Vieira
  • Flavio Diogo Luz

Abstract

Objective: to analyze the institutionalization of community banks as promoters of financial inclusion considering their strategies undertaken by institutional pressures. Theoretical framework: theoretical framework delimited from organizational strategies in response to institutional pressures in the process of implementing changes by information and communication technologies (ICTs), in the tactics and strategies used in inclusive markets and in social modeling of technology. Methods: a case study was carried out with Banco Mumbuca, where the digital social currency is widely used, through content analysis on documents and semi-structured and structured interviews. Results: results point to theoretical contributions regarding the constituent multiplicity, two new typologies in the tactics used in inclusive markets, as well as the change of status of the content element becoming an element of context in the gradual development of technology. Conclusion: community banks face institutional pressures for various strategies identified in the theory, as well as expand the tactics used in inclusive markets and that the implementation of changes by ICTs has taken place gradually, with processes of change anchored in technology-in-practice.

Suggested Citation

  • Raquel Melo de Almeida & Diego Mota Vieira & Flavio Diogo Luz, 2023. "Digital Social Currencies, Institutional Pressures and the Social Modeling of Technology," RAC - Revista de Administração Contemporânea (Journal of Contemporary Administration), ANPAD - Associação Nacional de Pós-Graduação e Pesquisa em Administração, vol. 27(Vol. 27 N), pages 220091-2200.
    • Handle: RePEc:abg:anprac:v:27:y:2023:i:6:1589
    as

    Download full text from publisher

    File URL: https://rac.anpad.org.br/index.php/rac/article/view/1589
    Download Restriction: no
    File URL: https://rac.anpad.org.br/index.php/rac/article/view/1589/1901
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Andrew M. Pettigrew, 1987. "Context And Action In The Transformation Of The Firm," Journal of Management Studies, Wiley Blackwell, vol. 24(6), pages 649-670, November.
    2. Shailendra Singh Bisht & Vishal Mishra, 2016. "ICT-driven financial inclusion initiatives for urban poor in a developing economy: implications for public policy," Behaviour and Information Technology, Taylor & Francis Journals, vol. 35(10), pages 817-832, October.
    3. Md Abdullah Omar & Kazuo Inaba, 2020. "Does financial inclusion reduce poverty and income inequality in developing countries? A panel data analysis," Journal of Economic Structures, Springer;Pan-Pacific Association of Input-Output Studies (PAPAIOS), vol. 9(1), pages 1-25, December.
    4. repec:bla:devpol:v:26:y:2008:i:4:p:427-458 is not listed on IDEAS
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Dan Liu & Yanhong Jin & Haiyan Deng & Carl E. Pray, 2026. "Bridging and Dividing: The Dual Effects of Digital Inclusive Finance on Income Inequality in China," Australian Journal of Agricultural and Resource Economics, Australian Agricultural and Resource Economics Society, vol. 70(2), pages 556-572, April.
    2. Berdibayev, Yergali & Kwon, Youngsun, 2021. "Fear of COVID-19, Social Isolation and Digital Financial Services during the COVID-19 Pandemic: The Unified Theory of Acceptance and Use Technology (UTAUT) model," 23rd ITS Biennial Conference, Online Conference / Gothenburg 2021. Digital societies and industrial transformations: Policies, markets, and technologies in a post-Covid world 238010, International Telecommunications Society (ITS).
    3. Sarah E. A. Dixon & Klaus E. Meyer & Marc Day, 2010. "Stages of Organizational Transformation in Transition Economies: A Dynamic Capabilities Approach," Journal of Management Studies, Wiley Blackwell, vol. 47(3), pages 416-436, May.
    4. Narayanan, Sriharini & Rajan, A. Thillai & Jebaraj, Paul & Elayaraja, M.S., 2017. "Delivering basic infrastructure services to the urban poor: a meta-analysis of the effectiveness of bottom-up approaches," Utilities Policy, Elsevier, vol. 44(C), pages 50-62.
    5. Yuanzhi Guo & Wenyue Zhong, 2023. "Rural Transformation Development and Its Influencing Factors in China’s Poverty-Stricken Areas: A Case Study of Yanshan-Taihang Mountains," Land, MDPI, vol. 12(5), pages 1-18, May.
    6. Setianto, Rahmat Heru & Azman-Saini, W.N.W. & Law, Siong Hook, 2025. "Does financial inclusion affect corporate risk-taking?," Research in International Business and Finance, Elsevier, vol. 80(C).
    7. Thomas Maak & Nicola M. Pless, 2006. "Responsible Leadership in a Stakeholder Society – A Relational Perspective," Journal of Business Ethics, Springer, vol. 66(1), pages 99-115, June.
    8. Nizet, Jean & Van Dam, Denise, 2014. "Les exploitations bios face à leurs contextes. Des stratégies diversifiées et interdépendantes," Review of Agricultural and Environmental Studies - Revue d'Etudes en Agriculture et Environnement (RAEStud), Institut National de la Recherche Agronomique (INRA), vol. 95(2).
    9. Muhammad Suhrab & Chen Pinglu & Ningyu Qian & Haqeer Khan, 2025. "Leveraging infrastructure and technological innovation for financial inclusion: pathways to achieving sustainable development goals in BRICS nations," SN Business & Economics, Springer, vol. 5(6), pages 1-35, June.
    10. Helena Susana Amaral Geraldes & Ana Paula Matias Gama & Mário Augusto, 2022. "Reaching Financial Inclusion: Necessary and Sufficient Conditions," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 162(2), pages 599-617, July.
    11. Raed Mohammed BENSHAMS, 2025. "Cultivating organizational culture for AI integration: A framework for Smart Cities and Regional Development," Smart Cities and Regional Development (SCRD) Journal, Smart-EDU Hub, Faculty of Public Administration, National University of Political Studies & Public Administration, vol. 9(4), pages 125-137, november.
    12. Clement Olalekan Olaniyi & James Temitope Dada & Nicholas Mbaya Odhiambo & Xuan Vinh Vo, 2023. "Modelling asymmetric structure in the finance-poverty nexus: empirical insights from an emerging market economy," Quality & Quantity: International Journal of Methodology, Springer, vol. 57(1), pages 453-487, February.
    13. Zhian Zhiow Augustinne Wong & Ramez Abubakr Badeeb & Abey P. Philip, 2023. "Financial Inclusion, Poverty, and Income Inequality in ASEAN Countries: Does Financial Innovation Matter?," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 169(1), pages 471-503, September.
    14. Hélène Laurell & Leona Achtenhagen & Svante Andersson, 2017. "The changing role of network ties and critical capabilities in an international new venture’s early development," International Entrepreneurship and Management Journal, Springer, vol. 13(1), pages 113-140, March.
    15. David Damiyano & Stephen Mago, 2023. "An Analysis of the Impact of Financial Inclusion on Poverty and Development: Case of SACU Countries," International Journal of Economics and Financial Issues, Econjournals, vol. 13(6), pages 141-147, November.
    16. Briano-Turrent, Guadalupe del Carmen, 2025. "The effect of financial inclusion on economic and social indicators in Mexico," Latin American Journal of Central Banking (previously Monetaria), Elsevier, vol. 6(1).
    17. Zhao, Weiping & Sun, Xiaomei & Jiang, Dayang, 2023. "Role of financial inclusion and green resources for alleviating energy poverty in the Republic of Korea," Resources Policy, Elsevier, vol. 82(C).
    18. Alex O. Acheampong & Godsway Korku Tetteh, 2024. "Does Financial Inclusion Matter to Population Health? Insight From a Global Dataset," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 172(3), pages 1005-1040, April.
    19. Midgley, Gerald & Cavana, Robert Y. & Brocklesby, John & Foote, Jeff L. & Wood, David R.R. & Ahuriri-Driscoll, Annabel, 2013. "Towards a new framework for evaluating systemic problem structuring methods," European Journal of Operational Research, Elsevier, vol. 229(1), pages 143-154.
    20. Girginov, Vassil & Sandanski, Ivan, 2008. "Understanding the Changing Nature of Sports Organisations in Transforming Societies," Sport Management Review, Elsevier, vol. 11(1), pages 21-50, May.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:abg:anprac:v:27:y:2023:i:6:1589. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Information Technology of ANPAD (email available below). General contact details of provider: http://anpad.org.br .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.