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Crédito, represión financiera y flujos de capitales en Colombia: 1974-2003

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Author Info
Leonardo Villar Gómez ()
David M. Salamanca Rojas ()
Andrés Murcia Pabón ()
Abstract

El grado de profundización financiera en Colombia, medido por la relación entre el crédito al sector privado y el PIB, se ubicaba a finales de 2003 por debajo de los niveles que tenía treinta años atrás. Esos niveles son extremadamente bajos en comparación con los de economías desarrolladas y con los de economías en desarrollo exitosas. Este trabajo analiza los vínculos entre dicho indicador de profundización, los flujos externos de capital y la regulación financiera en Colombia, entre 1974 y 2003. Con métodos de descomposición contable y ejercicios econométricos sencillos, se presenta una visión histórica y se hacen análisis cuantitativos sobre sus determinantes. Se observa que los ciclos en el crédito doméstico al sector privado en Colombia han coincidido con ciclos en la misma dirección en los flujos externos de capital y que ese comportamiento procíclico del crédito ha sido reforzado por la política de regulación financiera.

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File URL: http://economia.uniandes.edu.co/revistadys/55/Credito.pdf
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Article provided by UNIVERSIDAD DE LOS ANDES-CEDE in its journal REVISTA DESARROLLO Y SOCIEDAD.

Volume (Year): (2005)
Issue (Month): ()
Pages:
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Handle: RePEc:col:000090:002237

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  1. Luz Adriana Flórez & Carlos Esteban Posada & José Fernando Escobar, 2004. "El Crédito Y Sus Factores Determinantes: El Caso Colombiano (1990-2004)," BORRADORES DE ECONOMIA 002482, BANCO DE LA REPÚBLICA. [Downloadable!]
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  2. Adolfo Barajas & Roberto Steiner, 2002. "Credit Stagnation in Latin America," IMF Working Papers 02/53, International Monetary Fund.
  3. Roberto Junguito & Hernán Rincón, 2004. "La Política Fiscal En El Siglo Xx En Colombia," BORRADORES DE ECONOMIA 003052, BANCO DE LA REPÚBLICA. [Downloadable!]
  4. Ross Levine, 1997. "Financial Development and Economic Growth: Views and Agenda," Journal of Economic Literature, American Economic Association, vol. 35(2), pages 688-726, June. [Downloadable!] (restricted)
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  5. Beck, Thorsten & Levine, Ross & Loayza, Norman, 2000. "Finance and the sources of growth," Journal of Financial Economics, Elsevier, vol. 58(1-2), pages 261-300. [Downloadable!] (restricted)
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