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Australia's Implicit Deposit Insurance — Should It Be Reconsidered?

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  • Robert P. Gray

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  • Robert P. Gray, 2004. "Australia's Implicit Deposit Insurance — Should It Be Reconsidered?," Australian Accounting Review, CPA Australia, vol. 14(32), pages 41-52, March.
    • Handle: RePEc:bla:ausact:v:14:y:2004:i:32:p:41-52
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    File URL: http://hdl.handle.net/10.1111/j.1835-2561.2004.tb00282.x
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    References listed on IDEAS

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    1. Freixas, Xavier & Rochet, Jean-Charles, 1998. "Fair pricing of deposit insurance. Is it possible? Yes. Is it desirable? No," Research in Economics, Elsevier, vol. 52(3), pages 217-232, September.
    2. C.V. Currie, 2001. "The Value Of Privatisation: The Case Of The State Bank Of Nsw," Economic Papers, The Economic Society of Australia, vol. 20(1), pages 15-27, March.
    3. Edward J. Kane & George G. Kaufman, 1992. "Incentive conflict in deposit-insurance regulation: evidence from Australia," Proceedings 348, Federal Reserve Bank of Chicago.
    4. Huizinga, Harry & Nicodeme, Gaetan, 2006. "Deposit insurance and international bank liabilities," Journal of Banking & Finance, Elsevier, vol. 30(3), pages 965-987, March.
    5. Pagès, H. & Santos, J., 2002. "Optimal Supervisory Policies and Depositor-Preferences Laws," Working papers 91, Banque de France.
    6. Gilbert, R. Alton & Vaughan, Mark D., 2001. "Do depositors care about enforcement actions?," Journal of Economics and Business, Elsevier, vol. 53(2-3), pages 283-311.
    7. Christopher Sleet & Bruce Smith, 2000. "Deposit insurance and lender-of-last-resort functions," Proceedings, Federal Reserve Bank of Cleveland, pages 518-579.
    8. Douglas W. Diamond & Raghuram G. Rajan, 2001. "Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking," Journal of Political Economy, University of Chicago Press, vol. 109(2), pages 287-327, April.
    9. Douglas W. Diamond & Raghuram G. Rajan, 2000. "A Theory of Bank Capital," Journal of Finance, American Finance Association, vol. 55(6), pages 2431-2465, December.
    10. Bhattacharya, Sudipto & Boot, Arnoud W A & Thakor, Anjan V, 1998. "The Economics of Bank Regulation," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 30(4), pages 745-770, November.
    11. Kane, Edward J. & Kaufman, George G., 1993. "Incentive conflict in deposit-institution regulation: evidence from Australia," Pacific-Basin Finance Journal, Elsevier, vol. 1(1), pages 13-29, March.
    12. Aggarwal, Raj & Jacques, Kevin T., 2001. "The impact of FDICIA and prompt corrective action on bank capital and risk: Estimates using a simultaneous equations model," Journal of Banking & Finance, Elsevier, vol. 25(6), pages 1139-1160, June.
    13. Harry Huizinga & Gaëtan Nicodème, 2002. "Deposit insurance and international bank deposits," European Economy - Economic Papers 2008 - 2015 164, Directorate General Economic and Financial Affairs (DG ECFIN), European Commission.
    14. Merton, Robert C., 1977. "An analytic derivation of the cost of deposit insurance and loan guarantees An application of modern option pricing theory," Journal of Banking & Finance, Elsevier, vol. 1(1), pages 3-11, June.
    15. Dale K. Osborne & Seokwon Lee, 2001. "Effects of Deposit Insurance Reform on Moral Hazard in US Banking," Journal of Business Finance & Accounting, Wiley Blackwell, vol. 28(7&8), pages 979-992.
    16. Paul H. Kupiec & James M. O'Brien, 1998. "Deposit insurance, bank incentives, and the design of regulatory policy," Economic Policy Review, Federal Reserve Bank of New York, vol. 4(Oct), pages 201-211.
    17. Maximilian Hall, 1999. "Deposit Insurance Reform in Japan: Better Late Than Never?," Journal of Financial Services Research, Springer;Western Finance Association, vol. 15(3), pages 211-242, May.
    18. Chan, Yuk-Shee & Greenbaum, Stuart I & Thakor, Anjan V, 1992. "Is Fairly Priced Deposit Insurance Possible?," Journal of Finance, American Finance Association, vol. 47(1), pages 227-245, March.
    19. Bernard, Vl & Merton, Rc & Palepu, Kg, 1995. "Mark-To-Market Accounting For Banks And Thrifts - Lessons From The Danish Experience," Journal of Accounting Research, Wiley Blackwell, vol. 33(1), pages 1-32.
    20. Atul Gupta & Lalatendu Misra, 1999. "Failure and Failure Resolution in the US Thrift and Banking Industries," Financial Management, Financial Management Association, vol. 28(4), Winter.
    21. Krainer, Robert E., 2002. "Banking in a theory of the business cycle: a model and critique of the Basle Accord on risk-based capital requirements for banks," International Review of Law and Economics, Elsevier, vol. 21(4), pages 413-433, May.
    22. Yuri Okina, 2003. "Improving Japan's Financial System, with Emphasis on Reforming the Postal Savings Business," Asian Economic Papers, MIT Press, vol. 2(1), pages 172-183.
    23. Ms. G. G. Garcia, 1999. "Deposit Insurance: A Survey of Actual and Best Practices," IMF Working Papers 1999/054, International Monetary Fund.
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    Cited by:

    1. Chris Berg, 2015. "The Curtin-Chifley Origins of the Australian Bank Deposit Guarantee," Agenda - A Journal of Policy Analysis and Reform, Australian National University, College of Business and Economics, School of Economics, vol. 22(1), pages 21-44.

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