IDEAS home Printed from https://ideas.repec.org/r/eee/jbfina/v27y2003i6p1139-1165.html

Is there discrimination in mortgage pricing? The case of overages

Citations

Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
as


Cited by:

  1. James Kau & Donald Keenan & Henry Munneke, 2012. "Racial Discrimination and Mortgage Lending," The Journal of Real Estate Finance and Economics, Springer, vol. 45(2), pages 289-304, August.
  2. Alper Kara & Philip Molyneux, 2017. "Household Access to Mortgages in the UK," Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(3), pages 253-275, December.
  3. Paolo Emilio Mistrulli & Md Taslim Uddin & Alberto Zazzaro, 2023. "Discrimination of Immigrants in Mortgage Pricing and Approval: Evidence from Italy," CSEF Working Papers 675, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
  4. Bartlett, Robert & Morse, Adair & Stanton, Richard & Wallace, Nancy, 2022. "Consumer-lending discrimination in the FinTech Era," Journal of Financial Economics, Elsevier, vol. 143(1), pages 30-56.
  5. Cerqueiro, Geraldo & Degryse, Hans & Ongena, Steven, 2011. "Rules versus discretion in loan rate setting," Journal of Financial Intermediation, Elsevier, vol. 20(4), pages 503-529, October.
  6. repec:jpe:journl:547 is not listed on IDEAS
  7. Matteo Crosignani & Hanh Le, 2023. "Stakeholders’ Aversion to Inequality and Bank Lending to Minorities," Staff Reports 1079, Federal Reserve Bank of New York.
  8. Díaz Serrano, Lluís & Raya, Josep Maria, 2011. "Is there Descriminatory Mortgage Pricing against Immigrants in the Spanish Lending Market?," Working Papers 2072/151811, Universitat Rovira i Virgili, Department of Economics.
  9. Bin Wei & Feng Zhao, 2022. "Racial Disparities in Mortgage Lending: New Evidence Based on Processing Time," FRB Atlanta Working Paper 2022-1, Federal Reserve Bank of Atlanta.
  10. Patrick Bayer & Fernando Ferreira & Stephen L. Ross, 2014. "Race, Ethnicity and High Cost Mortgage Lending," Working papers 2014-36, University of Connecticut, Department of Economics.
  11. Harold Black & Thomas Boehm & Ramon DeGennaro, 2004. "Is discretionary pricing discretionary?: The case of overages in mortgage lending," The Review of Black Political Economy, Springer;National Economic Association, vol. 31(4), pages 59-68, June.
  12. Nicholas Reinarts & Vitor Melo, 2023. "ADA to Ph.D.? The Americans with disabilities act and post-secondary educational attainment," Public Choice, Springer, vol. 197(3), pages 421-432, December.
  13. Ramon P. DeGennaro & Daniel J. Smith, 2023. "Harold A. Black academic conference: an introduction to the special issue," Public Choice, Springer, vol. 197(3), pages 317-324, December.
  14. Diaz-Serrano, Luis & Raya, Josep M., 2014. "Mortgages, immigrants and discrimination: An analysis of the interest rates in Spain," Regional Science and Urban Economics, Elsevier, vol. 45(C), pages 22-32.
  15. Yan Zhang, 2018. "Assessing Fair Lending Risks Using Race/Ethnicity Proxies," Management Science, INFORMS, vol. 64(1), pages 178-197, January.
  16. Sumit Agarwal & Yongheng Deng & Jia He & Yonglin Wang & Qi Zhang, 2023. "Lenders’ pricing strategy: Do neighborhood risks matter?," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 51(4), pages 1011-1047, July.
  17. Michael Munger & Cameron Tilley, 2023. "Race, risk, and greed: Harold Black's contributions to the institutional economics of finance," Public Choice, Springer, vol. 197(3), pages 335-346, December.
  18. H. Young Baek & David D. Cho, 2023. "Are Minorities Still Paying Higher Mortgage Interest Rates?," International Advances in Economic Research, Springer;International Atlantic Economic Society, vol. 29(1), pages 31-47, May.
  19. Natalya Presman & Nitzan Tzur-Ilan, 2019. "Does Location Matter? Evidence on Differential Mortgage Pricing in Israel," Bank of Israel Working Papers 2019.14, Bank of Israel.
  20. Su, Qing, 2015. "Determinants of mortgage pricing: A quantile regression analysisAuthor-Name: Al-Bahrani, Abdullah," Journal of Housing Economics, Elsevier, vol. 30(C), pages 77-85.
  21. Tian, Geran & Wu, Weixing, 2023. "Big data pricing in marketplace lending and price discrimination against repeat borrowers: Evidence from China," China Economic Review, Elsevier, vol. 78(C).
  22. Kristian S. Blickle & João A. C. Santos, 2022. "Unintended Consequences of "Mandatory" Flood Insurance," Staff Reports 1012, Federal Reserve Bank of New York.
  23. Robert B. Avery & Kenneth P. Brevoort & Glenn Canner, 2012. "Does Credit Scoring Produce a Disparate Impact?," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 40, pages 65-114, December.
  24. Harold A Black, 2023. "Does discrimination in lending still persist?," Public Choice, Springer, vol. 197(3), pages 325-333, December.
  25. Solomon Y. Deku & Alper Kara & Philip Molyneux, 2016. "Access to consumer credit in the UK," The European Journal of Finance, Taylor & Francis Journals, vol. 22(10), pages 941-964, August.
  26. Yan Zhang, 2013. "Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter?," The Journal of Real Estate Finance and Economics, Springer, vol. 46(1), pages 131-151, January.
  27. Paul S. Willen & David Hao Zhang, 2020. "Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus," Working Papers 20-19, Federal Reserve Bank of Boston.
  28. Diaz-Serrano, Luis & Raya, Josep M., 2011. "Is there Discriminatory Mortgage Pricing against Immigrants in the Spanish Lending Market?," IZA Discussion Papers 5578, Institute of Labor Economics (IZA).
  29. Cristina Ciocirlan & Caroline Pettersson, 2012. "Does Workforce Diversity Matter in the Fight against Climate Change? An Analysis of Fortune 500 Companies," Corporate Social Responsibility and Environmental Management, John Wiley & Sons, vol. 19(1), pages 47-62, January.
  30. Patrick Bayer & Fernando Ferreira & Stephen L. Ross, 2018. "What Drives Racial and Ethnic Differences in High-Cost Mortgages? The Role of High-Risk Lenders," The Review of Financial Studies, Society for Financial Studies, vol. 31(1), pages 175-205.
  31. Susan E. Woodward & Robert E. Hall, 2012. "Diagnosing Consumer Confusion and Sub-optimal Shopping Effort: Theory and Mortgage-Market Evidence," American Economic Review, American Economic Association, vol. 102(7), pages 3249-3276, December.
  32. Ping Cheng & Zhenguo Lin & Yingchun Liu, 2015. "Racial Discrepancy in Mortgage Interest Rates," The Journal of Real Estate Finance and Economics, Springer, vol. 51(1), pages 101-120, July.
  33. James B. Kau & Lu Fang & Henry J. Munneke, 2019. "An Unintended Consequence of Mortgage Financing Regulation – a Racial Disparity," The Journal of Real Estate Finance and Economics, Springer, vol. 59(4), pages 549-588, November.
IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.