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Nuevas perspectivas de la solvencia en el sector asegurado

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  • Mª Concepción Pérez Sánchez

    (Facultad de Ciencias Económicas y Empresariales. Universidad Complutense de Madrid.)

Abstract

La principal preocupación de las autoridades en el ámbito de la economía ha sido el mantenimiento de la estabilidad de la misma a nivel mundial, de tal forma, que, la búsqueda de la estabilidad financiera y de la solvencia formará parte de esa gran preocupación. En el presente artículo nos vamos a centrar en los nuevos planteamientos sobre la solvencia en las entidades aseguradoras y su papel en el sector financiero. En la primera parte, hemos tratado la evolución del Marco regulador desde los noventa hasta la actual normativa vigente en España, incluyendo la adaptación de las directivas. A continuación, profundizaremos en el estudio de la “Solvencia de las Entidades Aseguradoras”, donde trataremos los distintos aspectos del proyecto europeo “ Solvencia II”, cuya principal aportación será las modificaciones de los métodos de cálculo con los que las entidades de seguros, se enfrentan a los requerimientos de solvencia legales, también, realizaremos una breve comparación del proyecto Solvencia II con el Nuevo Acuerdo de Basilea o Basilea II y concretamos las conclusiones a las que hemos llegado después de realizar el presente estudio.

Suggested Citation

  • Mª Concepción Pérez Sánchez, 2008. "Nuevas perspectivas de la solvencia en el sector asegurado," Documentos de trabajo de la Facultad de Ciencias Económicas y Empresariales 08-01, Universidad Complutense de Madrid, Facultad de Ciencias Económicas y Empresariales.
    • Handle: RePEc:ucm:doctra:08-01
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    References listed on IDEAS

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    1. Winter Ralph A., 1994. "The Dynamics of Competitive Insurance Markets," Journal of Financial Intermediation, Elsevier, vol. 3(4), pages 379-415, September.
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