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Seguro de invalidez y sobrevivencia: Qué es y qué le está pasando

Listed author(s):
  • Rubén Castro


    (Studies Division, Chilean Pension Supervisor)

Comúnmente la literatura relacionada señala al desempleo como una de las principales causas de mayores tasas de invalidez y a estas como responsables del alza en los costos del seguro de invalidez y sobrevivencia (SIS). Sin perjuicio de que dicha literatura se refiere a sistemas fundamentalmente distintos al caso chileno, este trabajo presenta evidencia sobre una baja relación de largo plazo entre el desempleo y la tasa de invalidez. Además el análisis de los costos del seguro indica que estos se han visto aumentados por el alza en el costo por caso, el envejecimiento y el crecimiento natural del sistema, mientras que se han visto disminuidos por la menor mortalidad de la población. Dicho costo por caso, por otra parte, ha aumentado fuertemente debido a las bajas tasas de interés (inciden en forma inversa en el costo) y al despegue de los salarios..

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File Function: Revised version, 2005
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Paper provided by Superintendencia de Pensiones in its series Working Papers with number 5.

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Date of creation: May 2005
Date of revision: May 2005
Handle: RePEc:sdp:sdpwps:5
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  1. John Bound & Timothy Waidmann, 1992. "Disability Transfers, Self-Reported Health, and the Labor Force Attachment of Older Men: Evidence from the Historical Record," The Quarterly Journal of Economics, Oxford University Press, vol. 107(4), pages 1393-1419.
  2. Parsons, Donald O, 1984. "Disability Insurance and Male Labor Force Participation: A Response," Journal of Political Economy, University of Chicago Press, vol. 92(3), pages 542-549, June.
  3. Grushka, Carlos O. & Demarco, Gustavo, 2003. "Disability pensions and social security reform : analysis of the Latin American experience," Social Protection and Labor Policy and Technical Notes 29139, The World Bank.
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