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The experience of development banking in Peru: 1990-2015


  • Dancourt, Óscar
  • Jiménez Sotelo, Renzo


This paper analyzes the experience with the state financial entities in Peru and argues that their development banking activities have decreased in importance as instruments of public policy since the structural reforms implemented in the early 1990s. Like all other state enterprises, they have since been subject to discriminatory legal regulation. The four state financial companies analyzed have objectives and goals that are not integrated with one other, duplicate their efforts, and do not take advantage of the possible synergies to be obtained; therefore, none of these institutions constitutes an effective state development bank such as exists in other countries.

Suggested Citation

  • Dancourt, Óscar & Jiménez Sotelo, Renzo, 2017. "The experience of development banking in Peru: 1990-2015," MPRA Paper 119941, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:119941

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    More about this item


    bank lending; state banks; developments banks; financial analysis; financial intermediation;
    All these keywords.

    JEL classification:

    • D80 - Microeconomics - - Information, Knowledge, and Uncertainty - - - General
    • E50 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - General
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • H60 - Public Economics - - National Budget, Deficit, and Debt - - - General
    • N26 - Economic History - - Financial Markets and Institutions - - - Latin America; Caribbean
    • Q14 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Finance


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