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Impact of Public Policies on Rural Informal Credit Markets in the Philippines: Synthesis of Survey Results and Lessons for Policy

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  • Bautista, Ernesto D.

Abstract

In the nonperformance of the formal financial sector to cater to the needs of some groups, informal measures have been its substitute. The informal credit system becomes a vital channel of credit to small and poor borrowers and in the mobilization of rural savings through innovative mechanisms. Utilizing the results from various surveys, this article examines how the changes in rural financial markets and changes in agricultural policies have contributed in developing the structure and operation of the Philippine informal credit system.

Suggested Citation

  • Bautista, Ernesto D., 1991. "Impact of Public Policies on Rural Informal Credit Markets in the Philippines: Synthesis of Survey Results and Lessons for Policy," Philippine Journal of Development JPD 1991 Vol. XVIII No. 1, Philippine Institute for Development Studies.
    • Handle: RePEc:phd:pjdevt:jpd_1991_vol__xviii_no__1-c
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    References listed on IDEAS

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    1. Raul V. Fabella, 1989. "Price Uncertainty and Loan Repayment in-Kind," UP School of Economics Discussion Papers 198910, University of the Philippines School of Economics.
    2. Balisacan, Arsenio M, 1993. "Agricultural Growth, Landlessness, Off-farm Employment, and Rural Poverty in the Philippines," Economic Development and Cultural Change, University of Chicago Press, vol. 41(3), pages 533-562, April.
    3. Bardhan, Pranab K, 1980. "Interlocking Factor Markets and Agrarian Development: A Review of Issues," Oxford Economic Papers, Oxford University Press, vol. 32(1), pages 82-98, March.
    4. Chalamwong, Yongyuth & Feder, Gershon, 1988. "The Impact of Landownership Security: Theory and Evidence from Thailand," The World Bank Economic Review, World Bank, vol. 2(2), pages 187-204, May.
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    6. Ahmed, Raisuddin & Hossain, Mahabub, 1990. "Developmental impact of rural infrastructure in Bangladesh:," Research reports 83, International Food Policy Research Institute (IFPRI).
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    Cited by:

    1. Aldaba, Fernando T., 2002. "Philippine Development: A Research Journey Through the Philippine Journal of Development," Philippine Journal of Development PJD 2002 Vol. XXIX No. 2-, Philippine Institute for Development Studies.

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