Implementing Income Verification in Australia
The recent credit crunch and global recession has forced Governments to consider implementing compulsory income verification for loan applicants. This paper analyses the different methods used in UK and US for income verification and highlights the issues in implementing each method. Finally, each of the methods is assessed in looking at applying a method in Australia. The paper concludes that a modelling approach to income verification will work for the most people
|Date of creation:||Jan 2013|
|Publication status:||Published as a NATSEM Working Paper series|
|Contact details of provider:|| Postal: University of Canberra, ACT 2601|
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- Lillard, Lee A & Willis, Robert J, 1978.
"Dynamic Aspects of Earning Mobility,"
Econometric Society, vol. 46(5), pages 985-1012, September.
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- Richard Blundell & Alan Duncan, 1998. "Kernel Regression in Empirical Microeconomics," Journal of Human Resources, University of Wisconsin Press, vol. 33(1), pages 62-87. Full references (including those not matched with items on IDEAS)
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