IDEAS home Printed from https://ideas.repec.org/p/bdi/opques/qef_989_25.html

Embracing GenAI: a comparison of Italian and US households

Author

Listed:
  • David Loschiavo

    (Bank of Italy)

  • Olivier Armantier

    (Chapman University)

  • Antonio Dalla Zuanna

    (Bank of Italy)

  • Leonardo Gambacorta

    (Bank for International Settlements and CEPR)

  • Mirko Moscatelli

    (Bank of Italy)

  • Ilaria Supino

    (Bank of Italy)

Abstract

This paper explores the household adoption of Generative Artificial Intelligence (GenAI) in the United States and Italy, leveraging survey data to compare usage patterns, demographic influences, and employment sectoral composition effects. Our findings reveal higher adoption rates in the US, driven by socio-demographic differences between the two countries. Despite their lower usage of GenAI, Italians are more confident in its potential to improve their well-being and financial situation. Both Italian and US users tend to trust GenAI tools less than human-operated services, but Italians report greater relative trust in government and institutions when handling personal data with GenAI tools.

Suggested Citation

  • David Loschiavo & Olivier Armantier & Antonio Dalla Zuanna & Leonardo Gambacorta & Mirko Moscatelli & Ilaria Supino, 2025. "Embracing GenAI: a comparison of Italian and US households," Questioni di Economia e Finanza (Occasional Papers) 989, Bank of Italy, Economic Research and International Relations Area.
    • Handle: RePEc:bdi:opques:qef_989_25
    as

    Download full text from publisher

    File URL: https://www.bancaditalia.it/pubblicazioni/qef/2025-0989/QEF_989_25.pdf
    Download Restriction: no
    ---><---

    Other versions of this item:

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;

    JEL classification:

    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • D10 - Microeconomics - - Household Behavior - - - General
    • J24 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Human Capital; Skills; Occupational Choice; Labor Productivity

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bdi:opques:qef_989_25. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: the person in charge (email available below). General contact details of provider: https://edirc.repec.org/data/bdigvit.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.