IDEAS home Printed from https://ideas.repec.org/p/arx/papers/2607.15134.html

Platform Choice, Trust, and Privacy in the Consumer AI Assistant Market

Author

Listed:
  • Jennifer Zou

Abstract

We study how a representative sample of United States adult AI-assistant users (n=1,999; June 2026) choose among platforms, allocate tasks across them, evaluate provider trustworthiness, and value data-handling features. Estimates are weighted to the AI-user population using external adoption benchmarks. Four patterns emerge. The market is concentrated but internally differentiated: ChatGPT is the primary assistant for 58% of users and Gemini for 25%, yet smaller platforms hold defensible task niches--Claude captures a third of coding tasks despite a 7% overall share. Task allocation is thus organized by platform far more than by user, and technical use falls steeply with age. Trust is earned through use rather than reputation: Claude is ranked most trustworthy in every head-to-head among users of both platforms, and shows by far the largest gap between how its users and non-users rate it. Finally, privacy concern is near-universal but action is gated by knowledge, not concern; in a choice experiment users pay most to keep humans--not models--out of their conversations ($11.20/month), with valuations rising in task sensitivity.

Suggested Citation

  • Jennifer Zou, 2026. "Platform Choice, Trust, and Privacy in the Consumer AI Assistant Market," Papers 2607.15134, arXiv.org.
  • Handle: RePEc:arx:papers:2607.15134
    as

    Download full text from publisher

    File URL: https://arxiv.org/pdf/2607.15134
    File Function: Latest version
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Susan Athey & Christian Catalini & Catherine Tucker, 2017. "The Digital Privacy Paradox: Small Money, Small Costs, Small Talk," NBER Working Papers 23488, National Bureau of Economic Research, Inc.
    2. Alexander Bick & Adam Blandin & David Deming, 2023. "The Rapid Adoption of Generative AI," On the Economy 98843, Federal Reserve Bank of St. Louis.
    3. Christopher Conlon & Julie Holland Mortimer, 2021. "Empirical properties of diversion ratios," RAND Journal of Economics, RAND Corporation, vol. 52(4), pages 693-726, December.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Zara Contractor & Germ'an Reyes, 2025. "Generative AI in Higher Education: Evidence from an Elite College," Papers 2508.00717, arXiv.org, revised Apr 2026.
    2. Yuteng Cheng & Ryuichiro Izumi, 2024. "Monetary Policy Transmission Through Shadow and Traditional Banks," Staff Working Papers 24-9, Bank of Canada.
    3. Long Chen & Yadong Huang & Shumiao Ouyang & Wei Xiong, 2021. "The Data Privacy Paradox and Digital Demand," Working Papers 2021-47, Princeton University. Economics Department..
    4. Agur, Itai & Ari, Anil & Dell’Ariccia, Giovanni, 2022. "Designing central bank digital currencies," Journal of Monetary Economics, Elsevier, vol. 125(C), pages 62-79.
    5. Daron Acemoglu & Ali Makhdoumi & Azarakhsh Malekian & Asu Ozdaglar, 2022. "Too Much Data: Prices and Inefficiencies in Data Markets," American Economic Journal: Microeconomics, American Economic Association, vol. 14(4), pages 218-256, November.
    6. Mert Demirer & Diego Jimenez-Hernandez & Dean Li & Sida Peng, 2024. "Data, Privacy Laws and Firm Production: Evidence from the GDPR," Working Paper Series WP 2024-02, Federal Reserve Bank of Chicago.
    7. Steven T. Berry & Philip A. Haile, 2024. "Nonparametric Identification of Differentiated Products Demand Using Micro Data," Econometrica, Econometric Society, vol. 92(4), pages 1135-1162, July.
    8. Daniel Björkegren, 2022. "Competition in network industries: Evidence from the Rwandan mobile phone network," RAND Journal of Economics, RAND Corporation, vol. 53(1), pages 200-225, March.
    9. Anastasios Evgenidis & Apostolos Fasianos, 2025. "AI news shocks and the macroeconomy: evidence from UK patent data," IFS Working Papers W25/48, Institute for Fiscal Studies.
    10. Yuteng Cheng & Ryuichiro Izumi, 2023. "CBDC: Banking and Anonymity," Wesleyan Economics Working Papers 2023-002, Wesleyan University, Department of Economics.
    11. Marlene Amstad, 2019. "Regulating Fintech: Objectives, Principles, and Practices," ADBI Working Papers 1016, Asian Development Bank Institute.
    12. Dirk Bergemann & Alessandro Bonatti & Tan Gan, 2022. "The economics of social data," RAND Journal of Economics, RAND Corporation, vol. 53(2), pages 263-296, June.
    13. Catherine E. Tucker, 2023. "The Economics of Privacy: An Agenda," NBER Chapters, in: The Economics of Privacy, pages 5-20, National Bureau of Economic Research, Inc.
    14. Kim, Duk Gyoo & Kwon, Ohik & Lee, Seungduck, 2026. "Public demand and financial implications for retail CBDC: A randomized survey experiment," Economic Analysis and Policy, Elsevier, vol. 91(C), pages 632-646.
    15. Andrew Johnston & Christos A. Makridis, 2026. "AI, Output, and Employment," CESifo Working Paper Series 12579, CESifo.
    16. Nathan H. Miller & Gloria Sheu, 2021. "Quantitative Methods for Evaluating the Unilateral Effects of Mergers," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 58(1), pages 143-177, February.
    17. Kiran Tomlinson & Sonia Jaffe & Will Wang & Scott Counts & Siddharth Suri, 2025. "Working with AI: Measuring the Applicability of Generative AI to Occupations," Papers 2507.07935, arXiv.org, revised Dec 2025.
    18. Jiadong Gu, 2024. "Data Trade and Consumer Privacy," Papers 2406.12457, arXiv.org, revised Jan 2026.
    19. Santamaria, Julieth & Roseth, Benjamin & Aguirre, Florencia, 2025. "Does reluctance to share personal data reduce citizen demand for personalized services? Evidence from a survey experiment," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 119(C).

    More about this item

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:arx:papers:2607.15134. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: arXiv administrators (email available below). General contact details of provider: https://arxiv.org/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.