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Evidências do impacto da restrição de crédito nas expectativas de pequenos e médios empresários brasileiros durante a crise financeira mundial

Author

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  • José Luiz Rossi Júnior
  • Sílvio Abrahão Laban Neto
  • Danny Pimentel Claro
  • Luciana Corrêa Bolzani
  • Jussara Espinoza

Abstract

Este trabalho toma como base a pesquisa acerca da confiança do empresário de pequenos e médios negócios no Brasil (IC-PMN) para analisar o impacto da restrição ao crédito nas expectativas das firmas durante a crise financeira que assolou o mundo durante os anos de 2008 e 2009. Os resultados indicam que 26,6% da amostra de 1200 empresas de todo o Brasil declaram que suas atividades são muito afetadas pelo acesso ao crédito. Além disso, o trabalho aponta que empresas cujas atividades são pouco afetadas pelo acesso ao crédito apresentam-se sistematicamente mais otimistas que as demais, indicando um possível impacto das restrições financeiras nas expectativas dos agentes.

Suggested Citation

  • José Luiz Rossi Júnior & Sílvio Abrahão Laban Neto & Danny Pimentel Claro & Luciana Corrêa Bolzani & Jussara Espinoza, 2010. "Evidências do impacto da restrição de crédito nas expectativas de pequenos e médios empresários brasileiros durante a crise financeira mundial," Business and Economics Working Papers 104, Unidade de Negocios e Economia, Insper.
    • Handle: RePEc:aap:wpaper:104
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