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Reforma polityki i systemu gwarantowania depozytów w Unii Europejskiej

Author

Listed:
  • Olga Dzilińska

    (Szkoła Główna Handlowa w Warszawie)

Abstract

System gwarantowania depozytów jest istotnym elementem sieci bezpieczeństwa finansowego, który w Unii Europejskiej przechodzi obecnie istotną reformę w związku z tworzeniem unii bankowej. Z tego względu istotne jest przedstawienie możliwych modeli docelowych, ich adekwatności w odniesieniu do założonych przez reformę celów, a także analiza uwarunkowań, które zadecydowały o wyłonieniu tego modelu, który jest wdrażany. Rozważenia wymaga również projektowana konstrukcja i jej potencjał w zakresie eliminacji dysfunkcji systemu, zarówno tych uwzględnionych przez unijnego prawodawcę, jak i inherentnie wpisanej w istnienie gwarancji depozytów pokusy nadużycia.

Suggested Citation

  • Olga Dzilińska, 2014. "Reforma polityki i systemu gwarantowania depozytów w Unii Europejskiej," Studia z Polityki Publicznej / Public Policy Studies, Warsaw School of Economics, vol. 1(4), pages 1-12.
    • Handle: RePEc:ris:spppps:0195
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    References listed on IDEAS

    as
    1. Pennacchi, George G., 2005. "Risk-based capital standards, deposit insurance, and procyclicality," Journal of Financial Intermediation, Elsevier, vol. 14(4), pages 432-465, October.
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    Keywords

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    JEL classification:

    • E59 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Other

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