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A magyar hallgatói hitelrendszer. Elméleti szempontok és nemzetközi összehasonlítás
[The Hungarian system of student grants. Theoretical criteria and an international comparison]

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  • Majer, Balázs

Abstract

A hallgatói kölcsönök intézménye a modern felsőoktatás-finanszírozás általánosan elfogadott eszköze az OECD-országokban, 2001. évi hazai bevezetése régi adósságot törlesztett. A magyarországi "diákhitel" megítélése azonban korántsem olyan egyértelmű, mint ahogyan azt a politikai retorika beállítja. Számos pozitív vonása mellett a magyar hallgatói hitelrendszer néhány ponton (többek között például a jelenleg alkalmazott kamatpolitikájában) nem felel meg az elméleti (hatékonysági és méltányossági) kritériumoknak, illetve - több más fontos elemét tekintve - a fejlett országok általános gyakorlatának. A tanulmány röviden összefoglalja az oktatás-gazdaságtan hallgatói hitelrendszerek szempontjából lényeges elméleti megállapításait, és az ezekből származtatható kritériumok és a nemzetközi tapasztalatok alapján elemzi a magyar hallgatói hitelrendszert, majd kiemeli azokat a pontokat, ahol a jelenlegi szerkezet változtatásra szorul.* Journal of Economic Literature (JEL) kód: I22.

Suggested Citation

  • Majer, Balázs, 2002. "A magyar hallgatói hitelrendszer. Elméleti szempontok és nemzetközi összehasonlítás [The Hungarian system of student grants. Theoretical criteria and an international comparison]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(7), pages 641-663.
    • Handle: RePEc:ksa:szemle:549
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    References listed on IDEAS

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    1. Psacharopoulos, George (ed.), 1987. "Economics of Education," Elsevier Monographs, Elsevier, edition 1, number 9780080333793.
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    JEL classification:

    • I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid

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