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Hogyan hat a nyugdíjszabályok hiányos ismerete a dolgozók döntéseire?
[How does imperfect knowledge of pension rules affect workers decisions?]

Listed author(s):
  • Simonovits, András


A jelen cikk első része Benitez-Silva és szerzőtársai [2009] tanulmányát ismerteti, amely azt dokumentálta, hogy mennyire pontatlanul ismerik az amerikai dolgozók a tb-nyugdíjszabályokat. A szerzők e hiányos tudást figyelembe véve modellezték az amerikai dolgozók nyugdíjdöntéseit. E tanulmányt próbálja magyar helyzetre adaptálni a cikk második része. Vázolja bizonyos nyugdíjszabályok hiányos ismeretére vonatkozó korábbi felmérések eredményeit, s további sejtéseket fogalmaz meg. Két keretmodellben írja le, hogy miként hat a nyugdíjszabályok hiányos ismerete az egyéni döntésekre, végül három minimális modellel szemlélteti e hiányok hatását. A Függelék áttekinti a hazai főszabályok állandó változását. Journal of Economic Literature (JEL) kód: H31, J33.

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Article provided by Közgazdasági Szemle Alapítvány (Economic Review Foundation) in its journal Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences).

Volume (Year): LXII (2015)
Issue (Month): 3 ()
Pages: 263-283

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Handle: RePEc:ksa:szemle:1538
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Order Information: Postal: Közgazdasági Szemle Alapítvány (Economic Review Foundation) Budapest, Budaörsi út 45., 1112, Hungary
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References listed on IDEAS
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  1. Annamaria Lusardi & Olivia S. Mitchell, 2014. "The Economic Importance of Financial Literacy: Theory and Evidence," Journal of Economic Literature, American Economic Association, vol. 52(1), pages 5-44, March.
  2. Martin Feldstein, 1985. "The Optimal Level of Social Security Benefits," The Quarterly Journal of Economics, Oxford University Press, vol. 100(2), pages 303-320.
  3. Major, Klára & Varga, Gergely, 2013. "Parametrikus nyugdíjreformok és életciklus-munkakínálat
    [Parametric pension reforms and life-cycle labour supply]
    ," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(11), pages 1169-1207.
  4. Simonovits, András, 2013. "Egyszerű paternalista transzfermodellek családja
    [A family of simple paternalistic transfer models]
    ," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(4), pages 402-430.
  5. John Rust & Christopher Phelan, 1997. "How Social Security and Medicare Affect Retirement Behavior in a World of Incomplete Markets," Econometrica, Econometric Society, vol. 65(4), pages 781-832, July.
  6. Nicholas Barr & Peter Diamond, 2008. "Reforming Pensions," Working Papers, Center for Retirement Research at Boston College wp2008-26, Center for Retirement Research.
  7. Finseraas, Henning & Jakobsson, Niklas, 2014. "Does information about the pension system affect knowledge and retirement plans? Evidence from a survey experiment," Journal of Pension Economics and Finance, Cambridge University Press, vol. 13(03), pages 250-271, July.
  8. András Simonovits, 2014. "Design Errors in Public Pension Systems: The Case of Hungary," IEHAS Discussion Papers 1414, Institute of Economics, Centre for Economic and Regional Studies, Hungarian Academy of Sciences.
  9. Hugo Benítez-Silva & Berna Demiralp & Zhen Liu, 2009. "Social Security Literacy and Retirement Well-Being," Working Papers wp210, University of Michigan, Michigan Retirement Research Center.
  10. Varga, Gergely, 2014. "Demográfiai átmenet, gazdasági növekedés és a nyugdíjrendszer fenntarthatósága
    [Demographic transition, economic growth, and sustainability of the pension system]
    ," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(11), pages 1279-1318.
  11. Barr, Nicholas & Diamond, Peter, 2008. "Reforming Pensions: Principles and Policy Choices," OUP Catalogue, Oxford University Press, number 9780195311303.
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