IDEAS home Printed from https://ideas.repec.org/a/jct/journl/v14y2019i1p19-23.html
   My bibliography  Save this article

A Case Study of MSMEs and their Credit Repayment Pattern

Author

Listed:
  • Abhishek Kumar

    (235/2, Sector 2, Jagriti Vihar, Meerut)

  • Dr. Sachin Goel

    (Assistant Professor, Department of Commerce, Shri K. K. Jain PG College, Khatauli (Muzaffarnagar))

Abstract

A Country like India can only sustain its development on these sectors. In the recent past, the changes that took place are evident enough that the MSMEs have again gained its lost paradise. This sector again proved to be a significant one in providing pace to rapidly increasing Indian Mass and the Economy. This is because of their capacity to promote entrepreneurial skills, and their ability to be swiftly adaptable to a changing market, and to generate new jobs. The relationship between entrepreneur characteristics and firm repayment performance has received a lot of focus in recent times. The factors which form the character and behaviour of the entrepreneur are crucial internal capacities that impact on firm repayment performance as the rate of MSMEs failure in developing countries as well as developed countries is alarming. But, it is very important to quote here that the most of the promoters of MSMEs face financial crunch throughout the country. Finance has been an important ingredient in MSMEs development as well as national development. The implications of this study are that specific policy measures are necessary to encourage the many well trained but unemployed young people to engage in businesses. Additionally it also implies that specific training programs are necessary to equip the practitioners with necessary theoretical and practical capacities to enhance performance of their firms.

Suggested Citation

  • Abhishek Kumar & Dr. Sachin Goel, 2019. "A Case Study of MSMEs and their Credit Repayment Pattern," Journal of Commerce and Trade, Society for Advanced Management Studies, vol. 14(1), pages 19-23, April.
    • Handle: RePEc:jct:journl:v:14:y:2019:i:1:p:19-23
    as

    Download full text from publisher

    File URL: https://www.jctindia.org/index.php/jct/article/view/a19-aksg
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Lars Kolvereid, 1996. "Prediction of Employment Status Choice Intentions," Entrepreneurship Theory and Practice, , vol. 21(1), pages 47-58, October.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Jacques Arlotto & Philippe Jourdan & Jean-Michel Sahut & Frédéric Teulon, 2012. "Les programmes de formation à l'entrepreneuriat sont-ils réellement utiles ? Le cas des concours pédagogiques de création d'entreprise," Post-Print hal-00956931, HAL.
    2. Aurora A.C. Teixeira & Rosa Portela Forte, 2009. "Unbounding entrepreneurial intents of university students: a multidisciplinary perspective," FEP Working Papers 322, Universidade do Porto, Faculdade de Economia do Porto.
    3. Carlos Bazan, 2022. "Effect of the University’s Environment and Support System on Subjective Social Norms as Precursor of the Entrepreneurial Intention of Students," SAGE Open, , vol. 12(4), pages 21582440221, October.
    4. Nosheena Yasir & Nasir Mahmood & Hafiz Shakir Mehmood & Osama Rashid & An Liren, 2021. "The Integrated Role of Personal Values and Theory of Planned Behavior to Form a Sustainable Entrepreneurial Intention," Sustainability, MDPI, vol. 13(16), pages 1-21, August.
    5. Fayolle, Alain & Liñán, Francisco, 2014. "The future of research on entrepreneurial intentions," Journal of Business Research, Elsevier, vol. 67(5), pages 663-666.
    6. Zellweger, Thomas & Sieger, Philipp & Halter, Frank, 2011. "Should I stay or should I go? Career choice intentions of students with family business background," Journal of Business Venturing, Elsevier, vol. 26(5), pages 521-536, September.
    7. De Jong, Jeroen P. J. & Parker, Sharon K. & Wennekers, Sander & Wu, Chia-Huei, 2015. "Entrepreneurial behavior in organizations: does job design matter?," LSE Research Online Documents on Economics 53264, London School of Economics and Political Science, LSE Library.
    8. António Porfírio, José & Augusto Felício, José & Carrilho, Tiago & Jardim, Jacinto, 2023. "Promoting entrepreneurial intentions from adolescence: The influence of entrepreneurial culture and education," Journal of Business Research, Elsevier, vol. 156(C).
    9. Ramadani, Veland & Rahman, Md. Mizanur & Salamzadeh, Aidin & Rahaman, Md. Saidur & Abazi-Alili, Hyrije, 2022. "Entrepreneurship Education and Graduates' Entrepreneurial Intentions: Does Gender Matter? A Multi-Group Analysis using AMOS," Technological Forecasting and Social Change, Elsevier, vol. 180(C).
    10. Christine K. VOLKMANN & Kim Oliver TOKARSKI, 2009. "Student attitudes to entrepreneurship," Management & Marketing, Economic Publishing House, vol. 4(1), Spring.
    11. Giuliano Guerra & Roberto Patuelli, 2014. "The influence of role models on immigrant self-employment: a spatial analysis for Switzerland," International Journal of Manpower, Emerald Group Publishing Limited, vol. 35(1/2), pages 187-215, May.
    12. Verheul, Ingrid & Thurik, Roy & Grilo, Isabel & van der Zwan, Peter, 2012. "Explaining preferences and actual involvement in self-employment: Gender and the entrepreneurial personality," Journal of Economic Psychology, Elsevier, vol. 33(2), pages 325-341.
    13. Mohammad Tahlil Azim & Md. Mazharul Islam, 2022. "Role of religiosity, social factors, and perceived subjective norms on entrepreneurial intention: a study on tertiary level students," Journal of Global Entrepreneurship Research, Springer;UNESCO Chair in Entrepreneurship, vol. 12(1), pages 341-356, December.
    14. Ahmad, N. Al-Rfou, 2013. "Effectiveness the Laid-off Empowerment Program Case Study," Journal of Asian Business Strategy, Asian Economic and Social Society, vol. 3(2), pages 33-38, February.
    15. Edo Rajh & Jelena Budak & Jovo Ateljevic & Ljupco Davcev & Tamara Jovanov & Kosovka Ognjenovic, 2016. "Entrepreneurial Intentions in Selected Southeast European Countries," Working Papers 1609, The Institute of Economics, Zagreb.
    16. Ben Youssef, Adel & Boubaker, Sabri & Dedaj, But & Carabregu-Vokshi, Mjellma, 2021. "Digitalization of the economy and entrepreneurship intention," Technological Forecasting and Social Change, Elsevier, vol. 164(C).
    17. Anca-Otilia Dodescu & Elena-Aurelia Botezat & Alexandru Constăngioară & Ioana-Crina Pop-Cohuţ, 2021. "A Partial Least-Square Mediation Analysis of the Contribution of Cross-Campus Entrepreneurship Education to Students’ Entrepreneurial Intentions," Sustainability, MDPI, vol. 13(16), pages 1-26, August.
    18. Mohd Yasir Arafat & Imran Saleem & Amit Kumar Dwivedi & Adil Khan, 2020. "Determinants of agricultural entrepreneurship: a GEM data based study," International Entrepreneurship and Management Journal, Springer, vol. 16(1), pages 345-370, March.
    19. Walker, Benjamin R. & Jackson, Chris J. & Sovereign, Genevieve, 2020. "Disinhibition predicts both psychopathy and entrepreneurial intentions," Journal of Business Venturing Insights, Elsevier, vol. 14(C).
    20. Rajib Roy & Fatima Akhtar & Niladri Das, 2017. "Entrepreneurial intention among science & technology students in India: extending the theory of planned behavior," International Entrepreneurship and Management Journal, Springer, vol. 13(4), pages 1013-1041, December.

    More about this item

    Keywords

    MSMEs; Credit Repayment Pattern; Entrepreneur.;
    All these keywords.

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • L10 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - General

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:jct:journl:v:14:y:2019:i:1:p:19-23. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dr. Himanshu Agarwal (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.