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Banking Trends: Where Depositors Fear to Tread

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  • Edison Yu

Abstract

What should policymakers do when depositors flee banks? Edison Yu shows that much depends on how banks create liquidity.

Suggested Citation

  • Edison Yu, 2025. "Banking Trends: Where Depositors Fear to Tread," Economic Insights, Federal Reserve Bank of Philadelphia, vol. 10(1), pages 18-21, March.
    • Handle: RePEc:fip:fedpei:99745
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    References listed on IDEAS

    as
    1. Cortés, Kristle Romero & Strahan, Philip E., 2017. "Tracing out capital flows: How financially integrated banks respond to natural disasters," Journal of Financial Economics, Elsevier, vol. 125(1), pages 182-199.
    2. Erik P. Gilje & Elena Loutskina & Philip E. Strahan, 2016. "Exporting Liquidity: Branch Banking and Financial Integration," Journal of Finance, American Finance Association, vol. 71(3), pages 1159-1184, June.
    3. Markus K. Brunnermeier & Lasse Heje Pedersen, 2009. "Market Liquidity and Funding Liquidity," The Review of Financial Studies, Society for Financial Studies, vol. 22(6), pages 2201-2238, June.
    4. Allen N. Berger & Christa H. S. Bouwman, 2009. "Bank Liquidity Creation," The Review of Financial Studies, Society for Financial Studies, vol. 22(9), pages 3779-3837, September.
    5. Yang, Jun, 2022. "Deposit-Lending Synergies: Evidence from Chinese Students at U.S. Universities," Journal of Financial and Quantitative Analysis, Cambridge University Press, vol. 57(5), pages 1960-1986, August.
    6. Thakor, Anjan & Yu, Edison G., 2024. "Funding liquidity creation by banks," Journal of Financial Stability, Elsevier, vol. 73(C).
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