How Do Consumer-Directed Health Plans Affect Vulnerable Populations?
We use health care claims data from 59 large employers to estimate how consumer-directed health plans (CDHPs)—plans that combine a high deductible with personal accounts—affect health care costs and the use of preventive services by vulnerable populations. The vulnerable populations studied are those that will have increased access to health insurance under health care reform: families with high health care needs and low income families. A difference-in-difference framework is used with costs and use available for a full year before and after enrolling in a CDHP and for controls.
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Volume (Year): 14 (2011)
Issue (Month): 2 (April)
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References listed on IDEAS
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- Long, Stephen H. & Marquis, M. Susan & Rodgers, Jack, 1998. "Do people shift their use of health services over time to take advantage of insurance?," Journal of Health Economics, Elsevier, vol. 17(1), pages 105-115, January.
- Feldman Roger D & Parente Stephen T, 2010. "Enrollee Incentives in Consumer Directed Health Plans: Spend Now or Save for Later?," Forum for Health Economics & Policy, De Gruyter, vol. 13(2), pages 1-20, April.
- Arlene Ash & Randall P. Ellis & Gregory Pope & John Ayanian & David Bates & Helen Burstin & Lisa Iezzoni & Elizabeth McKay & Wei Yu, 2000. "Using Diagnoses to Describe Populations and Predict Costs," Papers 0099, Boston University - Industry Studies Programme.