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Effet du mobile money sur la résilience des ménages exerçant des activités génératrices de revenus au Cameroun

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  • Gregory Mvogo
  • Christèle Gladisse Awounang Djouaka

Abstract

Partant d'une enquête réalisée en mai 2020 auprès de 1136 ménages au Cameroun, cet article évalue l'effet du mobile money sur les ménages exerçant des activités génératrices de revenus. Les résultats obtenus, par l'estimation d'un modèle de probabilité linéaire à variables instrumentales, montrent que le mobile money permet aux ménages, pour ce qui est des chocs économiques, de faire face aux tensions de trésorerie liées à leur activité tout en payant les factures et à la pandémie COVID‐19. De plus, concernant les chocs sociaux, le mobile money permet aux ménages d'être résilients face à la mort d'un membre important de la famille et aux différentes sollicitations de la famille. Sur la base de cette embellie de l'effet du mobile money, les offreurs du produit gagneraient à intensifier sa diffusion surtout dans les zones rurales où les coûts de transaction sont encore importants.

Suggested Citation

  • Gregory Mvogo & Christèle Gladisse Awounang Djouaka, 2022. "Effet du mobile money sur la résilience des ménages exerçant des activités génératrices de revenus au Cameroun," African Development Review, African Development Bank, vol. 34(4), pages 459-471, December.
    • Handle: RePEc:bla:afrdev:v:34:y:2022:i:4:p:459-471
    DOI: 10.1111/1467-8268.12674
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