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Currency of Change: Encrypting the Future of Monetary Governance

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  • Mario DeSean Booker

    (CIS/IT Department, Purdue University Global Mario)

  • FaLessia Camille Booker

    (Social Impact and Africana Studies Expert)

Abstract

The rapid digitalization of financial systems has precipitated a critical examination of cryptographic technologies within central banking infrastructures, with the United States Federal Reserve at the forefront of this technological transformation. This paper provides a comprehensive analysis of the potential implementation of cryptography in the Federal Reserve System, exploring the intricate intersection of technological innovation, monetary governance, and systemic financial security. By conducting a detailed comparative analysis between traditional central banking mechanisms and emerging cryptocurrency systems, it illuminates the complex challenges and unprecedented opportunities presented by cryptographic technologies. The study demonstrates that integrating cryptography within the Federal Reserve is not merely a technical upgrade but a fundamental reimagining requiring a holistic, collaborative approach balancing innovation with institutional integrity.

Suggested Citation

  • Mario DeSean Booker & FaLessia Camille Booker, 2025. "Currency of Change: Encrypting the Future of Monetary Governance," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 9(7), pages 655-663, July.
    • Handle: RePEc:bcp:journl:v:9:y:2025:issue-7:p:655-663
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