IDEAS home Printed from https://ideas.repec.org/a/bcp/journl/v9y2025issue-6p3315-3319.html
   My bibliography  Save this article

The Role of Microloan on Women’s Entrepreneurship Development

Author

Listed:
  • Mohamad Hanif Baharudin

    (Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia)

  • Nur Hazelen Mat Rusok

    (Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia)

  • Mohammad Ikram Ramzi

    (Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia)

  • Siti Aswani Mohd Ghazali

    (Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia)

  • Mohamad Sayuti Salleh

    (Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia)

  • Ahmad Mudzfir Zubir

    (Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia)

  • Putra Faizurrahman Zahid

    (Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia)

Abstract

The Malaysian government has outlined the accelerating growth of women entrepreneurs, both in acumen and number, as their number one priority. They have also highlighted concerns for the survival and long-term sustainability of the women’s businesses, especially as such active encouragement is in view of women entrepreneurship as a potent solution for accelerated economic growth. As of present, women entrepreneur’s involvement has increased, but their success and excellence are largely underdeveloped and can be improved further. This researched displayed the need for a bridge and assistance that will improve the viability and success of women entrepreneurs. Such bridging may be translated into a kind of support, such as microloan to become successful entrepreneurs. Thus, this study is aiming to examine the role of microloan aligning with women business success. A total of 392 women entrepreneurs under the Amanah Ikhtiar Malaysia (AIM) scheme from Kelantan will be involve in this study. Structural Equation Modeling (SEM) will be employed as the main statistical technique in this study. Lastly, this study will contribute towards the development of literature review related to the favorable outcome for women entrepreneurs.

Suggested Citation

  • Mohamad Hanif Baharudin & Nur Hazelen Mat Rusok & Mohammad Ikram Ramzi & Siti Aswani Mohd Ghazali & Mohamad Sayuti Salleh & Ahmad Mudzfir Zubir & Putra Faizurrahman Zahid, 2025. "The Role of Microloan on Women’s Entrepreneurship Development," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 9(6), pages 3315-3319, June.
  • Handle: RePEc:bcp:journl:v:9:y:2025:issue-6:p:3315-3319
    as

    Download full text from publisher

    File URL: https://www.rsisinternational.org/journals/ijriss/Digital-Library/volume-9-issue-6/3315-3319.pdf
    Download Restriction: no

    File URL: https://rsisinternational.org/journals/ijriss/articles/the-role-of-microloan-on-womens-entrepreneurship-development/
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Marjan J. Gorgievski & M. Evelina Ascalon & Ute Stephan, 2011. "Small Business Owners' Success Criteria, a Values Approach to Personal Differences," Journal of Small Business Management, Taylor & Francis Journals, vol. 49(2), pages 207-232, April.
    2. Godquin, Marie, 2004. "Microfinance Repayment Performance in Bangladesh: How to Improve the Allocation of Loans by MFIs," World Development, Elsevier, vol. 32(11), pages 1909-1926, November.
    3. Kenji Kutsuna, 2002. "The Relationship Between Private and Public Financing for Small Businesses," Japanese Economy, Taylor & Francis Journals, vol. 30(2), pages 3-28.
    4. Erica Field & Rohini Pande & John Papp & Y Jeanette Park, 2012. "Repayment Flexibility Can Reduce Financial Stress: A Randomized Control Trial with Microfinance Clients in India," PLOS ONE, Public Library of Science, vol. 7(9), pages 1-7, September.
    5. Chandler, Gaylen N. & Hanks, Steven H., 1994. "Market attractiveness, resource-based capabilities, venture strategies, and venture performance," Journal of Business Venturing, Elsevier, vol. 9(4), pages 331-349, July.
    6. Jane L. Swinney & Rodney C. Runyan & Patricia Huddleston, 2006. "Differences In Reported Firm Performance By Gender: Does Industry Matter?," Journal of Developmental Entrepreneurship (JDE), World Scientific Publishing Co. Pte. Ltd., vol. 11(02), pages 99-115.
    7. Hamdino Hamdan & Pazim @ Fadzim Othman & Wan Sabri Wan Hussin, 2012. "The Importance Of Monitoring And Entrepreneurship Concept As Future Direction Of Microfinance In Malaysia: Case Study In The State Of Selangor," Journal of Global Entrepreneurship, Global Research Agency, vol. 3(1), pages 1-25, July.
    8. Garikipati, Supriya, 2008. "The Impact of Lending to Women on Household Vulnerability and Women's Empowerment: Evidence from India," World Development, Elsevier, vol. 36(12), pages 2620-2642, December.
    9. Murphy, Gregory B. & Trailer, Jeff W. & Hill, Robert C., 1996. "Measuring performance in entrepreneurship research," Journal of Business Research, Elsevier, vol. 36(1), pages 15-23, May.
    10. Sigal Haber & Arie Reichel, 2005. "Identifying Performance Measures of Small Ventures—The Case of the Tourism Industry," Journal of Small Business Management, Taylor & Francis Journals, vol. 43(3), pages 257-286, July.
    11. Syed Zamberi Ahmad, 2012. "Microfinance for women micro and small-scale entrepreneurs in Yemen: achievements and challenges," International Journal of Entrepreneurship and Small Business, Inderscience Enterprises Ltd, vol. 16(1), pages 102-120.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Rosenbusch, Nina & Brinckmann, Jan & Bausch, Andreas, 2011. "Is innovation always beneficial? A meta-analysis of the relationship between innovation and performance in SMEs," Journal of Business Venturing, Elsevier, vol. 26(4), pages 441-457, July.
    2. Gutiérrez-Nieto, Begoña & Serrano-Cinca, Carlos, 2019. "20 years of research in microfinance: An information management approach," International Journal of Information Management, Elsevier, vol. 47(C), pages 183-197.
    3. Schulze, Arndt & Dada, Olufunmilola (Lola), 2025. "The effect of corporate venturing on knowledge acquisition and performance in small and medium-sized firms in Germany," Journal of Business Research, Elsevier, vol. 188(C).
    4. Tsai, Ming-Tien & Li, Yong-Hui, 2007. "Knowledge creation process in new venture strategy and performance," Journal of Business Research, Elsevier, vol. 60(4), pages 371-381, April.
    5. Schicks, Jessica, 2014. "Over-Indebtedness in Microfinance – An Empirical Analysis of Related Factors on the Borrower Level," World Development, Elsevier, vol. 54(C), pages 301-324.
    6. Kangogo, Daniel & Lagat, Job & Ithinji, Gicuru, 2013. "The Influence of Social Capital Dimensions on Household Participation in Micro-Credit Groups and Loan Repayment Performance in Uasin Gishu County, Kenya," MPRA Paper 48624, University Library of Munich, Germany.
    7. Bamford, Charles E. & Dean, Thomas J. & Douglas, Thomas J., 2004. "The temporal nature of growth determinants in new bank foundings: implications for new venture research design," Journal of Business Venturing, Elsevier, vol. 19(6), pages 899-919, November.
    8. Huan Zou & Xiaoyun Chen & Pervez Ghauri, 2010. "Antecedents and consequences of new venture growth strategy: An empirical study in China," Asia Pacific Journal of Management, Springer, vol. 27(3), pages 393-421, September.
    9. Boehe, Dirk Michael & Barin Cruz, Luciano, 2013. "Gender and Microfinance Performance: Why Does the Institutional Context Matter?," World Development, Elsevier, vol. 47(C), pages 121-135.
    10. Linus Chesoli Wekesa & Jackson Maalu & James Gathungu & Gituro Wainaina, 2023. "Mediating Effect of Competitive Strategy Between Entrepreneur Characteristics and the Performance of Non-timber Forest Product SMEs in Kenya," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 14(4), pages 4293-4317, December.
    11. Meishan Jiang & Krishna P. Paudel & Seydina O. Sene, 2022. "Does counter‐guarantee affect microcredit mechanism's performance on repayment? Evidence from Guangzhou, China," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 27(2), pages 1807-1817, April.
    12. Bamford, CE & Dean, TJ & McDougall, PP, 2008. "Reconsidering the Niche Prescription for New Ventures: A Study of Initial Strategy and Growth," Discussion Paper Series 2008-04, McColl School of Business, Queens University of Charlotte.
    13. Desislava I. Yordanova, 2008. "Gender Effects on Performance in Bulgarian Private Enterprises," Working Papers 0806, Departament Empresa, Universitat Autònoma de Barcelona, revised Oct 2008.
    14. Shasha Zhang & Huaquan Zhang & Ghulam Raza Sargani & Qian Liu & Jin Tang & Xungang Zheng, 2022. "Non-Cognitive Skills and Farmers’ Entrepreneurial Performance: Evidence from Chinese Family Panel Studies," Agriculture, MDPI, vol. 12(8), pages 1-20, August.
    15. Alfred Kechia Mukong & Justine Burns, 2019. "Bargaining Power within Couples and Health Care Provider Choice in Tanzania," African Development Review, African Development Bank, vol. 31(3), pages 380-392, September.
    16. Tedjo Soelaksono & Achmad Sudiro & Mintarti Rahayu & Sudjatno Sudjatno, 2018. "The Influence of Capability Managerial on Competitiveness of the Company through the Planning Strategy, Investment, Innovation and Performance of the Company (a Study on Corporate Manufacturing Indust," International Review of Management and Marketing, Econjournals, vol. 8(2), pages 22-32.
    17. Muhammad Abrar-ul-haq & Mohd Razani Mohd Jali & Gazi Md Nural Islam, 2017. "Empowering rural women in Pakistan: empirical evidence from Southern Punjab," Quality & Quantity: International Journal of Methodology, Springer, vol. 51(4), pages 1777-1787, July.
    18. Lucia Dalla Pellegrina & Giorgio Di Maio & Paolo Landoni & Emanuele Rusinà, 2021. "Money management and entrepreneurial training in microfinance: impact on beneficiaries and institutions," Economia Politica: Journal of Analytical and Institutional Economics, Springer;Fondazione Edison, vol. 38(3), pages 1049-1085, October.
    19. Youtang Zhang & Eshetu Yesuf Ayele, 2022. "Factors Affecting Small and Micro Enterprise Performance with the Mediating Effect of Government Support: Evidence from the Amhara Region Ethiopia," Sustainability, MDPI, vol. 14(11), pages 1-20, June.
    20. Dufhues, Thomas & Buchenrieder, Gertrud & Quoc, Hoang Dinh & Munkung, Nuchanata, 2011. "Social capital and loan repayment performance in Southeast Asia," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 40(5), pages 679-691.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bcp:journl:v:9:y:2025:issue-6:p:3315-3319. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dr. Pawan Verma (email available below). General contact details of provider: https://rsisinternational.org/journals/ijriss/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.